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  1. Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

  2. Common Misconceptions about Loans Some people think that they are not eligible to apply for a loan with credit card debt or an existing loan, but that is not the case! As long as you have a good repayment record and credit score, you can still get a loan approved.

  3. For those situations where you are temporarily in need of cash, Promise provides an Emergency Loan which can easily solve all your financial troubles. You can get a fixed short-term loan of $2,000 through a simple and quick application, approval and loan agreement signing procedure online without showing up. With a fixed repayment period of 4 ...

  4. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform. You can even borrow money online late at night, or on weekends to solve your ...

  5. If your account type is under "revolving", the credit would still be retained even if your loan is repaid. If you want to apply for a loan, you can click here to apply through the member zone or dial our 24-hour Member Hotline, 3199 1111 or visit any Promise branches.

  6. The More You Repay, the More You Save. Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select. You can also repay the drawn amount ...

  7. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate ...

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