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  1. 2 1 The policy Your insurance policy composes following two parts: • The Policy Schedule — presents the details of your policy, such as your level of protection, your benefits, the premium payable for the cover and any special terms that apply to your policy. • The Policy — details the terms and conditions of your policy. ...

  2. Leverage ratio. 22 Leverage ratio (%) The leverage ratio was 5.6% at 30 September 2022, which increased from 5.5% at 30 June 2022 due to higher Tier 1 capital and a decrease in exposures. Total exposures decreased by HK$156.0bn in the third quarter of 2022, mainly due to: a HK$70.6bn decrease in derivative exposures;

  3. General Insurance and Medical Insurance Cancellation Request Form 一般保險及醫療保險取消申請表格. Please complete all related sections; failure to do so may result in your request being delayed. 請填妥有關部分,如有遺漏可能延誤有關申請。. Please allow at least 10 working days for us to process your cancellation ...

  4. For cardholders who have set up autopay for credit card repayment, HSBC will enable auto-adjustment of autopay debit amount. After reducing credit transactions posted to credit card from last statement date, the adjusted amount will be debited on the due date. For the current cycle (after last statement), if cardholder instructed to set up or ...

  5. In case the actual medical expense exceeds the pre-authorised limit stated in the “Letter of Guarantee”, you will need to settle the balance directly with designated network hospital/healthcare facility and submit a claim with Claim Form and original receipt(s) for assessment to AXA afterwards.

  6. 基本卡申請人必須為香港特別行政區居民,年滿 18 歲或以上。. (不適用於滙豐滙財金卡 - 學生卡申請人) 申請人的年薪必須符合以下條件:滙豐Visa Signature 卡:港幣360,000 元/港幣400,000 元資產或以上; 滙豐EveryMile信用卡:港幣240,000 元或以上;滙豐白金Visa 卡:港幣150,000 元 ...

  7. letter) over HIBOR (as defined below) as at the beginning of that interest period (the “HIBOR-Based Rate”), but the interest rate will be capped at a prescribed percentage (as set out in the facility letter) below the Hong Kong Dollar Best Lending Rate per annum

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