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  1. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  2. 您可選擇一間信譽良好財務公司,例如邦民日本財務就是數一數二能給您信心保證一線財務公司。 邦民不止由 日本金融集團創立 且公司規模大,信譽良好之餘,在私人貸款市場亦有超過30年經驗,而且邦民為借款人提供方便稱心貸款服務,全程無需現身 * ,申請時免卻繁複文件 # ,讓您輕鬆 ...

  3. 生活需要靈活,邦民貸款適用於大專學生,助大學生渡過一時難關。 梁先生 20歲,大專生 有關大專學生貸款資訊,最初是從中學師兄口中得知。他分享自己中學至大學心路歷程,當中一句令我頗有印象,他說「現實生活是殘酷,以往在中學不愁衣食,到做大學生時就發現樣樣都是錢。

  4. 利率:月平息0.2% (以實際年利率4.49%計) 按36個月還款期計算,手續費全免. 每月還款金額為HK$5,940;總還款額為HK$213,840. 急需資金周轉?. 邦民急轉錢小額貸款,為即時滿足應急需要而設!. 只需填寫簡單個人資料,無需入息證明文件,一經批核,轉數快立即過數!.

  5. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...

  6. The personal loan plans of Promise offer annual percentage rates as low as 1.12% without a handling fee, which is flexible to the different needs of consumers. Finally, applicants should only sign contracts with a clear understanding of the contract details. If we can make a better use of a personal loan, it will be more flexible when we are in ...

  7. 本文將會詳細分析提早還款規則及計算方法,讓您在還款或信用卡找數方面也能成為精明一群! 拆解信用卡找數三大迷思 相信很多人都擁有信用卡,除了日常開支外,還有一堆雜費或分期費用要繳交,但未必在每個月都有足夠結餘繳交費用,出現信用卡找數有困難情況。