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1. www.promise.com.hk › en › knowledge-on-personal-loanBeware of the risks with easily approved mobile loans | Prom ...

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Although the loan fund was disbursed to Mr. Lee on the same day, no staffs approached him to explain the loan terms and sign an agreement with him throughout the process. Mr. Lee said that his $5,000 loan application was fully approved, however the fund disbursed to his account was only $3,500, which didn't match the alleged loan amount.

2. www.promise.com.hk › en › productNo-doc Loans for Self Employed Persons | Promise HK

   www.promise.com.hk › en › product

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   The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

3. www.promise.com.hk › en › memberMember Zone | Promise HK

   www.promise.com.hk › en › member

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   From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she applies for the loan.

4. www.promise.com.hk › en › productShort-term Loans | Instant Approval | Promise HK

   www.promise.com.hk › en › product

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   Promise's Emergency Loan solved my short-term cash flow need easily. From the application process to signing contract and fund remittance, Promise's Emergency Loan was processed really quickly, let me borrow money immediately. Now, even if I overspend for a while I would not have to worry about paying expensive credit card fees and handling ...

5. www.promise.com.hk › en › knowledge-on-personal-loanReason of Applying for Loans | Loan Products Comparison | ...

   www.promise.com.hk › en › knowledge-on-personal-loan

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   4. Paying Tax. Those who often overspend or live from paycheck to paycheck, might find themselves fell short when it comes to tax season. Compared to paying taxes with credit cards, interest rate of tax loans would be lower, which make applying for a tax loan a popular option during the tax season. 5.

6. www.promise.com.hk › en › knowledge-on-personal-loanRepaying the Minimum on Credit Cards Only | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   The monthly rate is 2.5% (APR 35.00%) with no new transactions, annual fees and other charges. If you only repay the minimum payment each month, the interest in total can be over HK$40,000, which doubled the amount of credit card debt. And the repayment period, including debt balance and interest, will last for around 26 years.

7. www.promise.com.hk › en › faqFAQ | Promise HK

   www.promise.com.hk › en › faq

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   All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000 Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)