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  1. 2019年3月20日 · Annuity. Annuities play an important role in retirement planning. It is a long-term insurance product which helps consumers convert their money into a steady stream of income over the long term. It helps consumers spend their retirement savings in a disciplined way to address the financial risks brought about by longevity.

  2. An annuity is a financial product that can be used to provide you guaranteed regular income in retirement. Annuities provide a guaranteed regular income for life, or for a chosen investment term, helping to give peace of mind in retirement. An annuity complements other retirement investments and sources of income, such as a pension from your ...

  3. 2023年7月30日 · An annuity is a contract between an investor and an insurance company. The investor, known as the annuitant, pays either a lump sum or a series of payments to the insurance carrier in exchange for ...

  4. 2024年5月15日 · More specifically, an annuity contract is a legally binding, written agreement between you and the annuity provider that issues the contract. This contract transfers your longevity risk — the risk of you outliving your savings — to the insurance company. In exchange, you pay premiums as outlined in the contract.

  5. 普通年金 (ordinary annuity):每期末收付等额款项的年金,也称后付年金。. 这种年金在日常生活中最为常见。. 即付年金 (prepaid annuity):每期期初获得收入的年金,也称 先付年金 。. 递延年金 ( Deferred annuity ):也称 延期年金 ,是指第一次收付款项发生时间不在 ...

  6. www.hkmca.hk › engHKMC Annuity

    HKMC Annuity Limited has observed that a suspicious fraudulent social media account has published our latest promotional campaign. We hereby remind customers to remain cautious of scams. If you have any suspicions, please call our Customer Service Hotline at (852) 2512-5000. Click here for more details. Play video of "Lifelong Dual Booster" Offer.

  7. 2021年9月20日 · 年金(英文:Annuity)是指在一定時間內,定期支出、收入的固定現金流量(Payment, PMT ), 白話來說是每隔相同的時間,收到或付出一筆固定金額的錢,像是零存整付、房屋貸款、年金給付…等。 一般人最常用到年金的計算,是計算房貸每期要還 ...

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