2019
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Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong.
Get a loan 24/7 by applying online anytime, calling our hotline or visiting a Promise branch during office hour. The process is quick and easy. Learn more now!
Promise offers a variety of loan products for different financial issues. You can apply online without showing up. Learn more and find the optimum plan now.
Tertiary Student Loan. Successful Case - Mr. Leung, University student. Successful Cases. Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship. . Mr. Leung. 20 years old, University student. I first heard about tertiary student loans from an alumnus.
- Repayment Period
- Interest Rate
- Fee
- Application Documents
- Reward Program
The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...
When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...
Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...
It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...
To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...
CEF Application Procedures. 1. Paper-based application. Step 1: Obtain the application form by visiting the Office of the Continuing Education Fund (OCEF) or the Home Affairs Enquiry Centres, or by downloading from the OCEF official website.
Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number. Loan approval is fast, and borrowing money is easier than ever! Your loan application, agreement signing, and fund transfer can all be completed online with simple and quick procedures.
