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  1. Latest Offers. Privilege Offer for Selected Member. Thank you for your continued support! As a privilege selected member, Promise has prepared a special reward just for you. You will be entitled up to HK$10,000 Cash Reward if you have successfully drawn down the loan on or before 30 April 2024.

  2. Let's Go! 邦民應援團,為你全力放聲喝采! 新客戶成功貸款,獎現金高達$10,000 ! 立即 了解詳情 ! 立即網上申請. 貸款無需證明文件,為無憂喝采! 來邦民貸款,只需身份證及手提電話 # ,無論Freelancer或老闆都借得 ,免卻煩憂,現金輕鬆到手。 立即網上申請. 全城驚喜, 實際年利率低至1.12%! 邦民超低息貸款,助你輕鬆周轉,減省利息支出。 請即. 了解更多 詳情! 立即網上申請. Let's Go! 邦民應援團,為你全力放聲喝采! 新客戶成功貸款,獎現金高達$10,000 ! 立即 了解詳情 ! 立即網上申請. 貸款無需證明文件,為無憂喝采! 來邦民貸款,只需身份證及手提電話 # ,無論Freelancer或老闆都借得 ,免卻煩憂,現金輕鬆到手。

  3. Latest Offers. Privilege Offer for Selected Member. Thank you for your continued support! As a privilege selected member, Promise has prepared a special reward just for you. You will be entitled up to HK$4,000 Cash Reward immediately if you have successfully drawn down the loan on or before 31 December 2020.

  4. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

    • Maintain A Good Credit Rating
    • Borrow The Right Amount
    • Reduce The Monthly Repayment Amount
    • Guaranteed Repayment Ability

    The success rate of personal loan approval holds a positive correlation to your credit rating. The higher the rating, the more likely your application will be approved. Financial institutions will determine your ability to fulfill your repayment responsibility based on your credit record, thus, maintaining a good credit record is crucial to get app...

    While applying for a loan, you should opt for a reasonable amount based on your actual financial needs and repayment ability, rather than just going for the maximum. Financial institutions will have looser requirements when dealing with lower loan amounts.

    If the loan amount is large and you choose a shorter repayment period, monthly repayment amount would rise accordingly. The lender may worry your ability to repay such a large amount each month and bear a risk of not receiving the full repayment on time. Therefore, extending the repayment period to adjust for an affordable repayment amount may lowe...

    When lenders approve loans, they need to bear the risk of losing money if the borrower cannot repay. If the borrower does not own any collaterals or certifications, their repayment ability can be questioned, lessening the chance of loan approval. However, providing sufficient supporting documents to prove your repayment ability can boost lender con...

  5. Applying for Promise loan online is quick and convenient. You can test your loan eligibility by filling in simple personal information only. The loan is transferred immediately upon approval! Get your urgent financial needs resolved now.

  6. Technical Support. It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Manage your member account by simply logging in now. The loan is transferred online instantly upon approval.