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Applicant must provide the following information: Information on HKID card, Residency information (e.g. phone number, address, etc.), Job information (e.g. company phone number, address, etc.), and Following documents are also required: Hong Kong ID card Bank
- What Are Financial Intermediaries?
- The Common Tricks of Unscrupulous Financial Intermediaries
- Be Cautious to Avoid Being Scammed
Financial intermediaries are not real financial institutions, but third-party institutions acting as agents who help people to apply for lower interest rate loans in exchange for the handling fee from financial institutions. Unscrupulous financial intermediaries charge the applicants steep handling fees with the excuse of offering financial assessm...
Unscrupulous financial intermediaries collect personal data from illegal means and phone scam their targets. Here are a few common tricks they use: 1. Claim they can help to apply for loans with a low interest rate and low criterion, with the promise of "no charge without result". This method lures people with financial difficulties into borrowing ...
The safest way to not fall prey to unscrupulous financial intermediaries is borrowing money from licensed money lenders with good credibility, such as Promise. Financial institutions with a money lender's license number are regulated by the government, which protects the consumers. The personal loan plans of Promise offer annual percentage rates as...
Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.
在申請信用卡或者借貸的時候，有沒有聽過個人信貸評級？其實個人信貸評級都會影響生活很多方面，例如借貸、就業、甚至移民。但您又真的了解個人信貸評級到底是甚麼嗎？假如個人信貸評級評分過低，又應該如何改善？
Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...
If you would like to improve your Personal Credit Rating, please take note of below Five Key Points: Pay your bills on time. Do not apply too many credit cards/personal loans in a short period of time. Build up a positive credit Record. Do not rely on one credit card only. Regularly review personal spending habits.
According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)
