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  1. 邦民香港的優勢 - 值得信賴 邦民香港是日本三大的大型銀行集團之一:三井住友金融集團(SMFG)的集團成員。 作為集團的海外子公司,邦民日本財務(香港)有限公司貫徹集團的服務理念,致力提供適合的財務支援以及靈活的私人貸款方案,與客戶建立信賴關係,成為客戶理想的財務好幫手。

  2. 2019年3月26日 · Latest Update. 2024.03.14. Notice on Suspension of services due to system upgrade. In order to enhance our services, Promise (Hong Kong) Co., Ltd. will conduct system upgrade from 00:30 am to 07:30 am on Saturday 30 March 2024 (Hong Kong Time) and the following services will be suspended during this period: Signing Loan Agreement.

  3. 24小時會員專線. 提供不同特快即批私人貸款,靈活應付不同財務需要,助您解決現金周轉問題。. 邦民的貸款服務,可網上完成申請手續,全程無需現身,立即了解更多!.

    • Why You Cannot Overdue in Credit Card Payments?
    • Pay Additional Credit Card Interests and Handling Fees
    • Impact of Negative Credit History on Credit Scores
    • Impact on Your Personal Development and Life
    • How to Repay The Credit Card Outstanding Balance Earlier to Save Interest fee?

    The reason for paying off the credit card debts on time is simple, as many credit cards' annualized interest rate can be more than 30%. If you do not pay your credit card debts on time, you may be required to pay a huge amount of interest. Apart from the credit card interest, there are several reasons that you shall pay off your credit card debts o...

    When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty. Even if you repay the minimum payment every month, you may still nee...

    Even if your credit card payment is only a day late, the number of late payment bills will appear in your credit record. This will affect your credit scoreand make it difficult for you to apply for personal loans and mortgages, or get other loans approved when you need it. If you have repaid your credit card bills on time, but not in full (for exam...

    If you continue to build up credit card debt, it will bring you psychological and economic stress, affecting the quality of your daily life. At the same time, certain occupations, such as law enforcement authorities, those in the financial industries, and security companies, will understand the job applicant's financial status and financial managem...

    To ensure all your credit card bills are repaid, you can shift your different credit card bill payments to land on the same day to minimize the possibility of forgetting payment. In addition, you can also use consolidation loansto repay all your accumulated credit card bills in one go, reducing the impact of late payment. Compared to most credit ca...

  4. 【個人信貸評級懶人包】個人信貸評級的重要性 評分過低點算好? 個人信貸評級原來對生活好重要?到底信貸評級(Credit Rating)是甚麼?如何提升或改善個人信貸評級?想了解更多信貸評級的資訊,即上邦民日本財務睇個人信貸評級懶人包!

  5. Credit Card Repayment Myths 1 Many people used credit card interest-free instalment plan, if you want to make an early repayment, do you know that you may require to pay the handling fee of the remaining period of instalment plan? Taking Bank A as an early ...

  6. Promise can help you choose the most suitable personal loan, which the application procedure is simple, to resolve your financial needs e.g. cash flow, credit card payment, education needs, advanced studies, relocation, home renovation, travel, etc. We consider ...