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  1. 借款人可藉以下方式隨時向貸款人申請,要求提供新放款及/或修訂在合約內容內所註明的貸款內容︰ (i) 親臨貸款人所指定的分行, (ii) 致電24小時會員專缐或 (iii) 透過網上系統,惟貸款人應具絕對酌情權,以決定批准或拒絕該項申請而無須給予任何理由。 如果貸款人拒絕該項申請,在貸款合約內所列明的條款及細則應仍具十足效力及作用且維持不變。 如果貸款人批准該項申請,貸款人將會修訂相關貸款內容,以及借款人必須 (a) 在貸款人的分行, (b) 藉24小時會員專缐或 (c) 藉網上系統簽署補充合約,以確認他同意貸款人作出的修訂,該等修訂繼而方會生效。 除該等修訂外,在貸款合約內列明的其他條款及細則應仍具十足效力及作用且維持不變。

  2. The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.

  3. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  4. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  5. Promise offers a variety of loan products for different financial issues. You can apply online without showing up. Learn more and find the optimum plan now. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84

  6. www.promise.com.hk › en › faqFAQ | Promise HK

    Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.

  7. 進行貸款批核時信貸紀錄並不是唯一的審批指標財務機構會從不同角度審視客人的條件再決定向客戶批出的金額以邦民為例借貸人的居住工作以及財務狀況等都會被納入考量並經電腦評分系統評估後批出貸款額