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  1. Let's take a look at the differences between Promise's revolving loan and typical personal loans. Find out what they entail before you borrow so you may choose the right loan product for you. Your Loan, Your Call. Normally, a typical loan process involves the application, approval, and fund transfer which are one-time procedure.

  2. Where should you borrow? The best way is choosing the institution which suits you most. There are plenty of financial institutions and personal loan products that can solve your financial needs in a few simple steps. For example, Promise offers fully online application and speedy preliminary approval so you can get the money easily.

  3. Need cash urgently? Learn more details now on the differences between instant personal loan and other personal loan. Understanding how instant personal loan application can be approved instantly and funds being transferred straight away.

  4. Do you understand what the differences are? This article will show you the differences between monthly flat rate and annual percentage rate. What is "monthly flat rate"? Does a low "monthly flat rate" = low interest? Generally, many personal loan companies use a 'monthly flat rate' to calculate the monthly repayment amount and loan interest.

  5. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

  6. Promise Information. About Promise Hong Kong. Inheriting professional knowledge and achieving customer service excellence. Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan.

  7. If you want to receive the full amount of the loan you apply for, you need to know about the difference between licensed money lenders and financial intermediaries, and how to avoid the traps you can fall in to.