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All you need to do is provide your HKID card and mobile number only #. Applying for a loan is now hassle-free! Additionally, Promise provides around-the-clock loan service, allowing you to enjoy online loan services late at night or on the weekends, with instant loan approval ⦿ and loan transfer ^.
FAQ - Repayment. What methods can be used for repayment? What is the cut-off date and bank clearing day on the repayment schedule? What if the monthly repayment date happens to be a public holiday? Can I make extra repayments on top of my monthly repayment? Can I clear the loan in advance?
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You can get your loan online any time via your mobile or computer, including Sundays and public holidays. But what makes an instant personal loan different from a typical loan? Why can they be applied online, instantly approved and transferred straight away?
- Repayment Period
- Interest Rate
- Fee
- Application Documents
- Reward Program
The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...
When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...
Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...
It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...
To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...
Beware of the risks with easily approved mobile loans | Promise HK. Important Information. Our Company has recently received reports from our customers concerning fraudulent impersonation of our staff or representatives, demanding repayment of loan. Please click here to know the details. Knowledge on Personal Loan.
If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Things to note when upload documents. Complete your loan application, submit documents and sign agreements online anytime, anywhere you are. Learn more now!
You can get a fixed short-term loan of $2,000 through a simple and quick application, approval and loan agreement signing procedure online without showing up. With a fixed repayment period of 4 months, your monthly repayment plan can be viewed clearly at a glance. Solve all your urgent needs immediately with this short-term loan now!
