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1. www.promise.com.hk › en › knowledge-on-personal-loanCompare Revolving Loans with Personal Loans | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   The More You Repay, the More You Save. Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select. You can also repay the drawn amount ...

2. www.promise.com.hk › en › knowledge-on-personal-loan5 Factors to Consider when Borrowing | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   It is more cost-saving than products that calculate interest on a monthly rate basis. Promise also offers products with APR as low as 1.12%. You may also calculate the repayment amount and period using the loan calculator as a reference when you are considering the full cost of borrowing money. 3. Fee.

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4. www.promise.com.hk › en › knowledge-on-personal-loanPersonal Loan Interest Calculation | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...

5. www.promise.com.hk › knowledge-on-personal-loan › first-tier一線、二線財務/貸款的分別｜於一線、二線借貸/借錢有何不同｜邦 ...

   www.promise.com.hk › knowledge-on-personal-loan › first-tier

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   【個人信貸評級懶人包】個人信貸評級的重要性 評分過低點算好？ 個人信貸評級原來對生活好重要？到底信貸評級(Credit Rating)是甚麼？如何提升或改善個人信貸評級？想了解更多信貸評級的資訊，即上邦民日本財務睇個人信貸評級懶人包！

6. www.promise.com.hk › knowledge-on-personal-loan › car-loan拆解汽車貸款 | 供車上會計算攻略 | 精明買車攻略 | 邦民日本財務

   www.promise.com.hk › knowledge-on-personal-loan › car-loan

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   供車上會實為傳統汽車貸款，主要有兩種：以「汽車貸款（租賃）」或「汽車貸款（租購）」形式計算，整個供車上會過程主要是由車行或汽車代理代辦，並由買家以分期方式償還汽車貸款；至於「租賃」或「租購」分別在於，前者需先繳付「首期」；而後者則 ...

7. www.promise.com.hk › knowledge-on-personal-loan私人貸款知識 | 邦民貸款產品 | 關於貸款問題 | 邦民日本財務

   www.promise.com.hk › knowledge-on-personal-loan

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   立即申請. 申請私人貸款前，學習更多有關貸款的小知識，了解貸款申請及批核時或可用到的小貼士。. 讓你做個精明借貸者，解決資金周轉煩惱並助您實現財務目標。. 立即了解更多！.

8. www.promise.com.hk › en › knowledge-on-personal-loanThe Distinct Difference between Instant Personal Loan and ...

   www.promise.com.hk › en › knowledge-on-personal-loan

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   It speeds up the whole approval and money transfer process if you apply online. Comparing to general loan, Promise's instant personal loans offer an instant preliminary approval with an online transfer via the 'Faster Payment System' ^. Procedures, from application, approval, and fund transfer can all be done online *.