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  1. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

  2. 傳承專業知識 以客戶至上為原則. 邦民香港是日本消費者金融行業之其中最具規模之一的 SMBC Consumer Finance (下稱SMBCCF)的100%全資子公司。. 邦民香港傳承了SMBCCF在日本財務行業多年關於授信管理、債權管理、營運管理和市場管理等各方面的知識及經驗。. 邦民 ...

  3. 成功案例. 揾邦民借錢無需現身,就算無收入證明都借到!. 先生. 31歲,私人羽毛球教練. 我的職業是私人羽毛球教練,雖然有固定收入,但由於多數以現金方式出糧,並沒有入息證明。. 跟太太籌備婚禮的時侯,並沒有足夠的儲蓄,急需港幣$70,000以支付酒席等 ...

  4. 大專學生貸款. 學費、住宿費、日常學習及生活支出等不同花費,容易令大專學生在理財上失去預算,陷入財務苦惱。. 邦民貸款幫到手!. 邦民的大專學生貸款專為全港大專、大學生而設,隨時貸款無難度,輕鬆應付大專生活中的財務問題。. 了解貸款優惠 計算 ...

  5. 邦民私人循環貸款計劃,靈活還款額由你話事!. 透過邦民循環貸款隨時提取循環備用現金,解決突發財務需要,一經批核毋須逐次申請,瞬間過數。. 按此了解更多優惠及詳情!.

  6. 1. Pay additional credit card interests and handling fees. When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty.

  7. The personal loan plans of Promise offer annual percentage rates as low as 1.12% without a handling fee, which is flexible to the different needs of consumers. Finally, applicants should only sign contracts with a clear understanding of the contract details.

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