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  1. Contact Us. Customers are welcome to contact us through the following channels. New Applicant Hotline. 24-hour Member Hotline. Our Branches. Online Enquiry. Promises branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  2. What are the procedures to apply for a loan? How much can I borrow? Do I need to provide a mortgage item or a guarantor to get a loan? How long does the loan procedure take? What is the longest repayment period? Do you have queries about loan application? Eligibility Criteria and Document Requirements. Interest and Handling Fee.

  3. Low Interest Rates. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual ...

  4. Promise stands by you at every critical moment. Whether it is to resolve cash flow problems, settle credit card debt, pay taxes or kickstart your business, we provide flexible financing solutions, and allow 24-hour loan applications online without handling fees. Aside from visiting one of our branches, you can apply for a loan via our hotline ...

  5. Promise, Best Choice of Loans. No Income Proof Required. Clear Application Procedure. With no income proof requirements or hidden terms, the Emergency Loan offers HK$2,000 fixed loan amount with a fixed repayment period of 4 months, is the best solution to your urgent financial needs. No Need to Show Up in Person. Speedy Approval §.

  6. This article will answer some frequently asked questions (FAQs) about public housing decoration first, an overview of 300 to 400 sq. ft. public housing decoration costs will then be shared as a reference. FAQ 1: Any designated decoration contractors?

  7. Common Misconceptions about Loans Some people think that they are not eligible to apply for a loan with credit card debt or an existing loan, but that is not the case! As long as you have a good repayment record and credit score, you can still get a loan approved.