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  4. Mortgage Loan / Instalment Loan – Full or Partial Prepayment Application Form. Please complete in BLOCK LETTERS, “ ”in appropriate and return the completed form to any of Bank of China (Hong Kong) Limited (“the Bank”) branches.

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  5. Mortgage Loan / Instalment Loan – Full or Partial Prepayment Application Form [Applicable to Repayment of Policy Pledge Loans (term loans)] (attached with guidance notes)

  6. The repayment tenor for "All-You-Want" Mortgage Scheme assumes that the deposit amount in the "All-You-Want" mortgage account is sufficient to settle and repay all the outstanding mortgage loan amount in respect of the remaining repayment tenor.

  7. Within the first year of repayment 1% of the prepaid loan amount In addition, 1-month interest (based on repayment amount) will be charged if you fully or partially repay the loan with less than 1 month’s prior notice.

  8. issue a loan advice listing out the repayment and outstanding loan details. A loan repayment record will be provided by BOCHK only upon my personal request. I confirm that this loan or any part thereof is not intended to be used for acquiring/investing in properties and/or refinancing of any existing mortgage.