搜尋結果
恒生Mortgage-Link 按揭計劃提供存款掛鈎按揭,指定儲蓄高息戶口息率與按揭貸款利率相同,助客戶抵銷按揭貸款之利息支出。.
Mortgage Link戶口,即存款掛鈎按揭戶口,又稱為高息戶口,是為按揭人士而設的高息活期儲蓄戶口,存款利率跟按揭利率掛鈎。 Mortgage Link戶口存款上限是未償還按揭的50%至60%,可讓用戶每個月享有高息,抵銷部分按揭利息支出,減輕供樓負擔。 回到頁首. Mortgage Link如何派發利息? 銀行會在每個月向Mortgage Link用戶派發利息。 除了直接派息到Mortgage Link戶口外,部分銀行亦會讓用戶選擇以存款利息扣減按揭利息或本金。 回到頁首. Mortgage Link好處. 減輕供樓壓力. 銀行每個月都會派息至Mortgage Link戶口,用戶可穩定地享有高息回報,抵銷部分利息支出,從而減輕供樓壓力。
Enjoy preferential interests on your savings credit balance up to 50% of the daily outstanding principal of the mortgage loan. Designated savings account of Mortgage-Link loan scheme generate interest income to offset mortgage loan interests with preferential savings rate.
2020年8月7日 · 按揭存款掛鈎戶口,或按揭儲蓄掛鈎戶口、或Mortgage Link是指按揭申請人在申請按揭時(包括轉按、加按),銀行會提供一個高息存款戶口予客戶,利息與按揭利息完全相同。
按揭ML戶口:善用Mortgage Link(按揭儲蓄掛鈎)戶口 節省供樓利息支出. 選擇按揭計劃時,銀行除了用 優惠按揭利率 和現金回贈吸客外, mortgage link 戶口(下稱 ML戶口)亦是常見優惠。. ML戶口 是高息的活期存款賬戶,貸款人在戶口內的存款,可享在與按揭計劃 ...
在加息大环境下,银行提供的Mortgage-link account (按揭存款挂鈎户口) 正好有抗加息功能! 下述将会深入浅出介绍Mortgage-link的特性,及如何善用高息存款户口做到减低供楼成本效果。
Deposit-linked. Earn more interest, enjoy more flexibility. Our Deposit-linked Mortgage is available for HSBC Premier, HSBC One or Personal Integrated Account customers. Earn preferential interest on a portion of your savings (up to 50% of the outstanding balance of your mortgage) at the same interest rate as your mortgage repayments. How to apply.
2023年9月28日 · 在加息大環境下,銀行提供的Mortgage-link account (按揭存款掛鈎戶口) 正好有抗加息功能! 下述將會深入淺出介紹Mortgage-link的特性,及如何善用高息存款戶口做到減低供樓成本效果。
Moreover, you can fully repay the mortgage loan at instalment no. of by withdrawing the total amount of savings in your "Mortgage-Link" IPS HKD Savings Account. In turn, you will shorten loan tenor by & months.
恒生Mortgage-Link 按揭计划提供存款挂钩按揭,指定储蓄高息户口息率与按揭贷款利率相同,助客户抵销按揭贷款之利息支出。 登入 个人 e-Banking