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  1. www.promise.com.hk › en › online-enquiryOnline Enquiry | Promise HK

    Our Company has recently received reports from our customers concerning fraudulent impersonation of our staff or representatives, demanding repayment of loan. Please click here to know the details. Contact Us. Online Enquiry. Can't find what you need from the FAQ section? PROMISE is here to help!

  2. www.promise.com.hk › en › contact-usContact Us | Branch Location | Promise HK

    Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  3. www.promise.com.hk › en › faqFlexible Repayment Period | FAQ | Promise HK

    During registration or payment, please enter the first 8 digits of your membership number. For details and enquiries on PPS services, please call PPS's hotline at 900 00 222 329. 7-ELEVEN*

  4. www.promise.com.hk › en › faqManage your Member Account | FAQ | Promise HK

    You may refer your member ID to the first 7 digits of the loan agreement number shown on your "Loan Agreement" or the first 7 digits shown of the member ID section on your "Monthly Statement". Please contact our customer service representative at 3199 1199 or visit any Promise branches during office hours for assistance.

  5. www.promise.com.hk › en › knowledge-on-personal-loanRepaying the Minimum on Credit Cards Only | Promise HK

    • Why You Cannot Overdue in Credit Card Payments?
    • Pay Additional Credit Card Interests and Handling Fees
    • Impact of Negative Credit History on Credit Scores
    • Impact on Your Personal Development and Life
    • How to Repay The Credit Card Outstanding Balance Earlier to Save Interest fee?

    The reason for paying off the credit card debts on time is simple, as many credit cards' annualized interest rate can be more than 30%. If you do not pay your credit card debts on time, you may be required to pay a huge amount of interest. Apart from the credit card interest, there are several reasons that you shall pay off your credit card debts o...

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    When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty. Even if you repay the minimum payment every month, you may still nee...

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    Even if your credit card payment is only a day late, the number of late payment bills will appear in your credit record. This will affect your credit scoreand make it difficult for you to apply for personal loans and mortgages, or get other loans approved when you need it. If you have repaid your credit card bills on time, but not in full (for exam...

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    If you continue to build up credit card debt, it will bring you psychological and economic stress, affecting the quality of your daily life. At the same time, certain occupations, such as law enforcement authorities, those in the financial industries, and security companies, will understand the job applicant's financial status and financial managem...

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    To ensure all your credit card bills are repaid, you can shift your different credit card bill payments to land on the same day to minimize the possibility of forgetting payment. In addition, you can also use consolidation loansto repay all your accumulated credit card bills in one go, reducing the impact of late payment. Compared to most credit ca...

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  6. www.promise.com.hk › en › productDebt Consolidation | Quick & Easy Approval | Promise HK

    Promise low-interest debt consolidation loans help you out with a plan to clear all debts effectively, which allows you to consolidate your debts into one loan and clear your credit card bills in one go. With this loan, you'll be able to pay your credit card bills in advance at a lower monthly repayment amount and save on interest expenses.

  7. www.promise.com.hk › en › faqApplication Review & Transfer Time | Promise HK

    Want to check the progress of your Personal Loan application and approval result? Promise transfers your loan online via FPS instantly upon approval.

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