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  1. 1. 預支薪金. 政府設有預支薪金機制若果公務員因突發事故或意外而導致意料不到的額外開支可以向政府尋求協助預支往後月份的薪金以助解決資金周轉問題。 預支薪金後的還款機制,主要以分期攤還為基礎,於一定年期內從薪金扣除指定金額,以作還款用途。 若公務員在扣減款項完結之前離職,則需要立即連同有關利息在內,將未扣減的餘款一併清還。 而在上一次預支薪金後,尚未還清金額,則通常不獲准預支另一筆薪金。 詳情可參閱《公務員事務規例》第618至639條。 2. 員工濟急基金. 濟急基金一般為總薪級表第19點或以下薪酬的非紀律部隊人員以及第一標準薪級表的員工,提供應急經濟援助。 而符合以上資格的公務員,可以申請從基金撥出一筆款項作免息貸款,但總額不能超過港幣4,000元。

  2. Contact Us. Customers are welcome to contact us through the following channels. New Applicant Hotline. 24-hour Member Hotline. Our Branches. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  3. 新客戶成功貸款,獎現金高達$10,000 ! 立即 了解詳情 ! 立即網上申請. 貸款無需證明文件,為無憂喝采! 來邦民貸款,只需身份證及手提電話 # ,無論Freelancer或老闆都借得 ,免卻煩憂,現金輕鬆到手。 立即網上申請. 全城驚喜, 實際年利率低至1.12%! 邦民超低息貸款,助你輕鬆周轉,減省利息支出。 請即. 了解更多 詳情! 立即網上申請. Let's Go! 邦民應援團,為你全力放聲喝采! 新客戶成功貸款,獎現金高達$10,000 ! 立即 了解詳情 ! 立即網上申請. 貸款無需證明文件,為無憂喝采! 來邦民貸款,只需身份證及手提電話 # ,無論Freelancer或老闆都借得 ,免卻煩憂,現金輕鬆到手。 立即網上申請. 全城驚喜, 實際年利率低至1.12%!

  4. Promise, Best Choice of Loans. No Income Proof Required. Clear Application Procedure. With no income proof requirements or hidden terms, the Emergency Loan offers HK$2,000 fixed loan amount with a fixed repayment period of 4 months, is the best solution to your urgent financial needs. No Need to Show Up in Person. Speedy Approval §.

  5. You can apply for Promise's "Emergency Loan" online, sign the contract and get your loan transferred easily any day of the week. Application procedure is simple and quick as income proof is not required, allowing a speedy approval §. "Emergency Loan" is suitable for customers who have short-term financial needs.

  6. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  7. Promise Emergency mini-loan is designed to meet your urgent needs immediately! Simply fill in your personal information to apply. No income proof is required and your loan is tranferred immediately upon approval.

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