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  1. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform. You can even borrow money online late at night, or on weekends to solve your ...

  2. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  3. 您可嘗試從以下由本公司發給您文件內找到您會員號碼 (如適用) 於「貸款合約」上貸款合約編號欄顯示首7位數字為您會員號碼 或 於「月結單」上會員號碼欄顯示首7位數字 如需職員協助,請於辦公時間內致電客戶服務熱線 3199 1199或親臨邦民任何一間分行查詢。

  4. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  5. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  6. 靈活還款期由3個月至84個月,客戶可以隨時額外還款。. 邦民還款方案以日息計算,利息只會計算至全數清還當日,亦不會收取提早清還手續費及罰息,減省不必要利息開支。. 根據放債人條例,實際利率最高為年息百分之36。. 以貸款HK$200,000、月平息0.2% (以 ...

  7. 遇到邦民前,一直以為貸款必需經過重重難關才能獲批,從來沒有想到私人貸款申請和批核其實可以很容易,而且即時特快易批以外,還能即批即過數。. 不論是創業、置業或是人生大事,都有機會突然需要現金周轉,而根據不同財務機構性質,申請貸款 ...

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