搜尋結果
5大租屋注意事項. 租樓注意事項一：搵樓途徑. 市面上的租盤分為業主盤和代理盤。. 雖然業主盤可節省租樓佣金，但需自行處理租樓繁複程序，比較不適合租樓新手，故建議委託受地產代理監管局監管的專業代理幫手，不宜為節省租樓佣金而自找麻煩。. 當然 ...
香港地寸金呎土，難得擁有屬於自己的安樂窩，當然會想悉心粉飾一番！ 但公屋始終歸房屋署所有，裝修時有什麼事情要注意呢？ 公屋裝修價錢又是多少呢？ 本文將會先解答一些公屋裝修常見問題，再按300呎裝修價錢至400呎裝修價錢提供價錢概覽，方便大家作出預算參考！ 常見問題一：有指定的裝修承辦商嗎？ 房屋署有設立「裝修承辦商參考名單指引」，當中的裝修承辦商經過房屋署審查，具有一定的信心保證，包括： 最少5年的裝修經驗要求. 公司可動用的銀行結餘不少於240萬. 在過去三年，每年進行的裝修工程總值不少於320萬. 在過去三年至少承辦一份價值不少於64萬元的工程合約. 擁有一間具相當規模的正式工場／商鋪／辦事處／營業地點.
- Repayment Period
- Interest Rate
- Fee
- Application Documents
- Reward Program
The length of your repayment period will affect your monthly payment. A longer repayment period means a lower monthly repayment amount, with less repayment pressure. However, it also means a higher total interest. Therefore, when applying for a loan you should evaluate your financial status and repayment ability in order to choose a suitable repaym...
When borrowing money, it's better to choose a loan product with lower interest rate because a higher interest rate will increase the total cost of a loan. Before borrowing money, you should learn about different methods of interest calculation such as monthly flat-rate, day rate, etc. When you compare different loan products, you should also take t...
Some financial institutions charge handling fees and administration fees when granting loans. When comparing loan products, you need to check if there are any hidden costs or interests which will eventually increase your loan cost. Promise has no hidden costs or handling fees attached to their product, so our clients will receive their loan in full...
It is common that loan application requires documents including HKID card, proof of address, proof of income, etc. Some people may not be able to provide the required documents, which results in being rejected for a loan. Certain financial institutions have launched solutions that require no supporting documents to simplify the approval process and...
To attract customers, financial institutions often offer promotions or rewards, mostly in the form of cash rewards, supermarket coupons, etc., which are typically on a "borrow more, earn more" basis. At Promise, we offer different promotions to both new customers and existing members. Customers who apply and withdraw loans successfully can enjoy re...
This notice is given by Promise (Hong Kong) Co., Limited (" Promise ") to its customers and any third parties (" Third Parties ") whose personal data are collected by Promise and/or provided to Promise by its customers for its use for the purposes set out below. From time to time, it is necessary for customers to supply Promise with their ...
Applicant must provide the following information: Information on HKID card, Residency information (e.g. phone number, address, etc.), Job information (e.g. company phone number, address, etc.), and Following documents are also required: Hong Kong ID card Bank
Browse all the FAQs to find out about the loan application and approval process, handling fees, settlement, revolving loan, and repayment. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84 months respectively.
Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...
