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  1. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  2. Promise can help you choose the most suitable personal loan, which the application procedure is simple, to resolve your financial needs e.g. cash flow, credit card payment, education needs, advanced studies, relocation, home renovation, travel, etc. We consider ...

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  4. What is the requirement for applying Promise's personal loan? Can I apply if my salary is paid in cash without any income proof? What information and documents are required to apply for the personal loan? Do you have queries about loan application? Apply For a Loan. Interest and Handling Fee. Loan Approval and Fund Transfer. Revolving Loan.

  5. A written declaration and proof of unemployment or joblessness and loss of main recurrent incomes (reference letter, bank statement or MPF statement showing the absence of salary income, etc.) for at least 2 months at the time of loan application.

  6. Promise stands by you at every critical moment. Whether it is to resolve cash flow problems, settle credit card debt, pay taxes or kickstart your business, we provide flexible financing solutions, and allow 24-hour loan applications online without handling fees. Aside from visiting one of our branches, you can apply for a loan via our hotline ...

  7. I further understand and accept the content of this Declaration, and shall submit the form and required documents as provided herewith. Last Updated Date : May 2019 New Applicant Hotline 3199 1199 24-hour Member Hotline 3199 1111 Latest Offers ...

  8. Promise provides 24-hour quick and easy online loan services, allowing you to complete loan procedures anytime and anywhere. From application, to contract signing and fund transfer, the entire loan process can be completed on Promise's 24/7 online lending platform. You can even borrow money online late at night, or on weekends to solve your ...

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