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  1. www.promise.com.hk › en › upload-document-sampleUpload Documentation | Promise HK

    If the size of the original document is A4 or above, please provide. An image of whole document; and. A close-up image of the top 1/3 section of the document. You are required to upload documents for online application. Find out more about how to upload copies of your ID card, debit card, or bank statement now.

  2. www.promise.com.hk › en › faqAgreement Signing | FAQ | Promise HK

    If the size of the original document is A4 or above, please provide the image of whole document, and the close-up of the top 1/3 part of the document. Image that shows the whole document. The close-up of the top 1/3 part of the document, with issuing organization, name of applicant, recipient address and bank account number clearly shown.

  3. www.promise.com.hk › en › knowledge-on-personal-loanRepaying the Minimum on Credit Cards Only | Promise HK

    • Why You Cannot Overdue in Credit Card Payments?
    • Pay Additional Credit Card Interests and Handling Fees
    • Impact of Negative Credit History on Credit Scores
    • Impact on Your Personal Development and Life
    • How to Repay The Credit Card Outstanding Balance Earlier to Save Interest fee?

    The reason for paying off the credit card debts on time is simple, as many credit cards' annualized interest rate can be more than 30%. If you do not pay your credit card debts on time, you may be required to pay a huge amount of interest. Apart from the credit card interest, there are several reasons that you shall pay off your credit card debts o...

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    When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty. Even if you repay the minimum payment every month, you may still nee...

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    Even if your credit card payment is only a day late, the number of late payment bills will appear in your credit record. This will affect your credit scoreand make it difficult for you to apply for personal loans and mortgages, or get other loans approved when you need it. If you have repaid your credit card bills on time, but not in full (for exam...

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    If you continue to build up credit card debt, it will bring you psychological and economic stress, affecting the quality of your daily life. At the same time, certain occupations, such as law enforcement authorities, those in the financial industries, and security companies, will understand the job applicant's financial status and financial managem...

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    To ensure all your credit card bills are repaid, you can shift your different credit card bill payments to land on the same day to minimize the possibility of forgetting payment. In addition, you can also use consolidation loansto repay all your accumulated credit card bills in one go, reducing the impact of late payment. Compared to most credit ca...

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  4. www.promise.com.hk › en › picsPersonal Information Collection Statement | Promise HK

    This notice is given by Promise (Hong Kong) Co., Limited (" Promise ") to its customers and any third parties (" Third Parties ") whose personal data are collected by Promise and/or provided to Promise by its customers for its use for the purposes set out below. From time to time, it is necessary for customers to supply Promise with their ...

  5. www.promise.com.hk › en › relevant-terms-and-conditionsRelevant terms and conditions | Promise HK

    GENERAL TERMS AND CONDITIONS Definitions In these General Terms and Conditions: " Borrower means the person whose name is stated in the "Borrower" column on the Agreement Details and his successors and assigns; " Hong Kong" means the Hong Kong Special Administrative Region of the People's Republic of China;