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  3. The Grant of Representation proves that the Personal Representative has the authority to deal with the assets (as set out in the Schedule to the Grant) that the deceased owned. Assistance may be obtained from the Official Administrator of the Probate Registry.

  4. This simple guide is the perfect place to begin: we'll explore the fundamentals of investing, provide you with some important questions to determine if this is the right journey for you, and we'll cover some useful tips for beginner investors to keep in mind.

    • Life Insurance
    • Retirement Schemes
    • HSBC Broking Services
    • HSBC Global Asset Management

    If the deceased had a life insurance policy with HSBC, dedicated phone numbers, (852) 3128 0122 (Monday to Friday, except Public Holidays, 9am – 6pm) and (852) 2583 8000(outside the above business hours) are available for the Personal Representative to call and make a claim on the policy. HSBC will guide the Personal Representative from start to fi...

    If the deceased had an MPF account with HSBC, an MPF hotline is available for the Personal Representative to call and make an enquiry on (852) 3128 0128. If the deceased had an ORSO account with HSBC, the Personal Representative can call the ORSO hotline on (852) 2288 6655.

    If the deceased had a brokerage account with HSBC Broking Services, the Personal Representative can call and make an enquiry on (852) 2521 1661and take necessary actions.

    If the deceased had a brokerage account with HSBC Global Asset Management, the Personal Representative can call and make an enquiry on (852) 2284 1118and take necessary actions.

  5. Many insurance policies on the market are participating policies. The cash value of a participating policy includes guaranteed and non-guaranteed benefits (such as dividends or special bonuses). Learn more on the fulfillment ratios for non-guaranteed benefits.

  6. Together with the other additional supporting documents, we should be able to provide you with a list of bank accounts held in the name of the deceased with HSBC as at the date of death. You may then arrange to obtain either a Grant of Representation or