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  1. Promise provides self-employed people with low-interest personal loans, no income proof needed. In just a few simple steps, the cash will be available instantly without complicated process. Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number.

  2. Applying for Promise loan online is quick and convenient. You can test your loan eligibility by filling in simple personal information only. The loan is transferred immediately upon approval! Get your urgent financial needs resolved now.

  3. 邦民的貸款服務,可網上完成申請手續,全程無需現身,立即了解更多!

  4. Online Enquiry. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  5. 若真的有需要於二線財務借錢/借貸,申請者應慎重考慮相關風險,並於正式向二線財務借錢/借貸前,自行查核該二線財務的背景,例如該二線財務是否持有有效的放債人牌照,以及留意於該二線財務借錢會否有手續費或其他隱藏成本等等。 相比於向二線財務借錢/借貸,一線財務公司一般會提供更優質、更多元化的貸款服務。 以 邦民日本財務 為例,設有多種優質貸款產品供客戶選擇,例如: 自僱人士免文件貸款 、 $2,000小額貸款 及 循環貸款 服務等等,而邦民日本財務的貸款服務以日息計算,貼心地提供特低利息予貸款人。 邦民日本財務是一間能給您信心保證的一線財務公司,擁有 多間分行 遍佈於港九新界,特設 會員貸款專線 及 網上貸款申請 服務,讓貸款人輕鬆貸款。 借之前要睇清楚!

  6. 網上申請貸款. 全程無需現身. 即時知悉初步批核結果,網上特快申請貸款無難度。 過程簡單方便,資金周轉更靈活彈性。 客戶只須提供身份證及手提電話即可網上辦理申請 # 。 靈活還款期由3個月至84個月,客戶可以隨時額外還款。 邦民的還款方案以日息計算,利息只會計算至全數清還當日,亦不會收取提早清還手續費及罰息,減省不必要的利息開支。 根據放債人條例,實際利率最高為年息百分之36。 以貸款HK$200,000、月平息0.2% (以實際年利率4.49%計),按36個月還款期計算,手續費全免,每月還款金額為HK$5,940。 所有示例資訊只作參考,最終批核按個別申請人之實際情況而定。 邦民貸款以日息計算,借幾日計幾多,減省不必要的利息支出。

  7. The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

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