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1. www.businessinsider.com › defenseMilitary & Defense - Business Insider

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   2019年1月22日 · Military & Defense. The 2 Koreas are poised for a summer of weird warfare, with poop balloons, blaring K-Pop songs, and floating $1 bills. With South Korean activists in the mix, the last month of ...

2. www.businessinsider.com › personal-finance › where-to-exchangeFinding the Best Currency Exchange Near You: Tips, Services, ...

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   • Why You Need Currency Exchange Services
   • How to Find The Best Currency Exchange Near You
   • Factors to Consider When Choosing A Currency Exchange
   • Online vs. Physical Currency Exchange Services
   • Tips For Getting The Best Exchange Rates
   • Understanding Currency Exchange Regulations
   • Preparing For Currency Exchange

   Travel

   One of the most common reasons you might need to exchange currency is if you're planning on traveling to another country. It might be tempting to worry about travel money exchange later so you can focus on planning more exciting parts of the trip. Unfortunately, this could cause you to pay much more in fees and bad foreign currency exchange rates. Before you go on your trip, think about how much money you might need so you can exchange currency while still in your home country. That way, you'...

   Business transactions

   Depending on who you're doing business with, you might need to make business transactions in currencies you're not familiar with. Knowing where to go to get the correct currency for your transactions will help them go smoothly.

   Trading opportunities

   If you've ever wondered what forex is, the answer is simple: Forex stands for the foreign exchange market, and it's the name people use to discuss the trade of foreign currencies. Davide Accomazzo, an instructor of finance at Pepperdine Graziadio Business School, warns that buying and selling foreign currencies is very different from other types of investing or trading you might be used to. "Currencies don't really have an expected positive rate of return," says Accomazzo. He says that this i...

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   Online search tools

   When trying to find a good place to exchange currency, something like acurrency converteror an exchange rate calculator can give you an idea of what banks are generally trading these currencies for with each other. You can also check historical exchange rates to see how currencies have compared to each other over time. While this can be a good guide, Accomazzo warns that you probably won't find a bank willing to give you a rate that strong. Manybanks exchange foreign currencyon a retail level...

   Mobile apps

   Google Maps can be helpful for finding currency exchange services with good reviews near you. If you use Google Maps, make sure to check if the bank has good reviews, does not charge service fees, and offers a competitive exchange rate. If you're only looking for international money transfer, an online money exchange app might be a good option. With one popular online money exchange site Wise, you can also hold money in over 50 currencies with just one account. Plus, you'll get a debit card w...

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   Exchange rates

   When exchanging currency, you'll want to keep in mind the exchange rate you're being offered. Exchange rates come in pairs (for example, United States dollars to British pounds), and they tell you how much of the new currency you'll get for your dollar. For example, if you're starting with USD, you might be able to get 0.8 pounds for every one U.S. dollar you trade. Generally, these rates follow market trends. However, the exact exchange rate will depend on where you go, so make sure to check...

   Service fees

   There are two types of fees you need to look out for when exchanging currency: service fees and foreign exchange fees. Some banks, credit unions, and ATMs might charge you a service fee to exchange your funds. Always make sure to check what fees the institution you're working with charges ahead of time; even if one bank offers a better exchange rate than another bank, the deal might be worse overall because of high fees. Don't be afraid to ask for a fee breakdown before going through with the...

   Location and convenience

   While it's helpful to plan ahead of time for your trip, there are some options that allow you to exchange currency conveniently on the go without expensive fees. Many travel-focused credit cards have no foreign transaction feesin addition to offering rewards for travel expenses, like airline tickets and hotel reservations. If you already have a credit card that doesn't charge foreign transaction fees, this will usually be the simplest way for you to spend money abroad. There's no work to do a...

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   Pros and cons

   There are pros and cons to exchanging currency online and in person. If you exchange funds online, you'll have access to a greater variety of places to exchange money from. That means you may be able to get a better exchange rate than if you stick to local places. However, you'll have to check how you'll get the money you've exchanged for: they might ship it to you, or they might have you pick the money up at a local branch. Either way, there's probably going to be some waiting involved. If y...

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   There are three things to keep in mind when looking for the best exchange rates: plan and exchange currency before traveling, compare services to see which one offers the best rate, and keep an eye out for hidden service fees. The No. 1 best way to get a good exchange rate is to exchange money before you start traveling. Currency exchanges near air...

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   At a large-scale, interbank level, currency trading is "actually a relatively unregulated market," says Accomazzo. However, there's more regulation on a personal level because of anti-money laundering regulations. "There's a number of personal details that one has to reveal," Accomazzo says, "to make sure that it's not money laundering." Check with...

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   Identification requirements

   Most banks and credit unions will require some sort of identification from you to trade, such as a government-issued ID. Some might also require a proof of address. When you choose who you're trading with, make sure to call ahead and ask what you'll need to bring.

   Transaction limits

   Some banks and credit unions put limits on how much currency you can exchange at a time. If you're using an ATM, withdrawal fees might also limit how much you can withdraw. If you're planning on exchanging a lot of currency, always call ahead to see if the bank is able to trade that much. And keep in mind that there are limits to how much physical currency you can bring into a country, if you're traveling. "Every country is different, but you have a certain maximum amount that you can have in...

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3. www.businessinsider.com › personal-finance › travel-insuranceBest Travel Insurance Companies of July 2024 - Business Insider

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   2024年6月26日 · For this guide, we looked at coverage options, customizability, and the best companies for specific situations, such as pre-existing conditions. Here are Business Insider's picks for the best ...