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  1. 免費物業估價. 經此渠道提供服務之相關條款及細則僅以電子形式提供,如有查詢請聯絡在線客服。. 即時物業估值之條款及細則. 個人資料只供本行作以下或相關用途:考慮是否同意申請人使用即時物業估價服務;對申請人提供或介紹本行金融或相關服務 ...

  2. 物業的樓齡及質素是重要的考慮因素。 銀行樓齡較高的物業多採取較保守的態度,因此選擇新建樓宇、管理與保養較佳的住宅物業最為理想。 銀行提供多種的還款方法,應如何取捨?

  3. 若挑选了合适单位,我应该支付多少首期金额 ? 这要视乎个人收入和负担能力。一般而言,购买住宅物业必须先付楼价30%作为首期,然后再向银行贷款缴付余下70%。若首期不足,可考虑申请按揭保险公司提供九成按揭贷款担保。

  4. Government Housing Scheme Mortgage Plan. High Loan Amount. Long Repayment Tenor with Flexible Repayment. Saving Interest Expenses. Exclusive Privileges. Simple Application Step. Reminder: To borrow or not to borrow? Borrow only if you can repay! Terms and Conditions: The above information is for reference only.

  5. Promotion. For the “Key Facts Statement (KFS) for Residential Mortgage Loan”, please click here.

  6. Free Property Valuation. The terms & conditions of the services delivered through this channel will be provided exclusively in electronic format. For enquiries please contact Online Chat. Terms and Conditions for Use of Instant Property Valuation.

  7. Reverse Mortgage Programme. Offers Greater Financial Flexibility After Retirement. Exclusive Privileges. Reminder: To borrow or not to borrow? Borrow only if you can repay! Terms and Conditions: The above information is for reference only.