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  1. Use our valuation tool to help estimate the property’s market value, for free. Get Property Valuation. Use our online mortgage calculator to estimate a mortgage you can afford and the monthly repayment amount. Plan your home purchase with Standard Chartered.

  2. Smart Card. 3-month 0% Interest Instalment without quota. Simply Cash Visa Card. 1.5% Cashback on spending in local currency. Q Credit Card. 0% Taobao handling fee offer. Priority Banking Credit Card. 3x rewards points. Compare Credit Cards.

  3. Consult a bank and estimate the monthly repayment amount you can afford, and the maximum loan amount you can borrow. 1.Choose your preferred property. 2.Obtain a valuation of your property through a bank or estate agent. 1.Sign the Provisional Sale and Purchase Agreement and pay the initial deposit.

  4. HK$4,000,001 – HK$4,499,999. 80% – 90%*. (Maximum HK$3,600,000) HK$4,500,000 – HK$6,000,000. 80%. * Mortgage Loan exceeding 80% LTV ratio under Mortgage Insurance Programme is only applicable to regular salaried first time homebuyers (not holding any properties at the time of application) with debt-to-income ratio up to 50% and subject to ...

  5. Sign the Formal Sale and Purchase Agreement. Once you have signed the Formal Sale and Purchase Agreement, you will need to make the following payments via your solicitor: Full deposit (Together with the initial deposit paid, the total deposit will normally equal to 10% of the property price)

  6. Deposit and withdrawal of RMB at any of our branches during office hours. 24-hour enquiry on the account balance, interest rate and exchange rate, and fund transfers via Phone Banking Services and Standard Chartered Online Banking 2. Minimum account opening balance only RMB1,000. *Passbook account refers to RMB My Dream Account which is subject ...

  7. Conservative. * The expected annual returns are average expected returns over a multi-year period and there will be variety of risk in these returns.Actual returns may vary from these estimates. Wondering how much you will need for your child's university education? Use our education calculator to plan your budget and prepare the best for your ...