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  1. www.promise.com.hk › calculating-loan-interestPersonal Loan Interest Calculation | Promise HK

    Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12).

  2. www.promise.com.hk › en › loan-calculatorLoan Calculator | Interest Calculation | Promise HK

    Promise’s Personal Loan Calculator calculates monthly interest repayment with the annual percentage rate as a reference, so you can customise your loan amount and repayment period. Learn more now.

  3. www.promise.com.hk › en › faqInterest & Handling Fee | FAQ | Promise HK

    In case of clearing your loan in advance, Promise will only calculate the interest until the last day that the loan is being used with no penalty or handling fee. Thus, you can adjust your repayment flexibly in order to reduce your expenditure on interest.

  4. www.promise.com.hk › en › knowledge-on-personal-loanCompare Revolving Loans with Personal Loans | Promise HK

    • Your Loan, Your Call
    • The More You Repay, The More You Save
    • Instant Approval
    • Withdraw Anytime

    Normally, a typical loan process involves the application, approval, and fund transfer which are one-time procedure. Every time when you apply for re-finance, you need to reapply and resubmit documents, which is time-consuming and inflexible for your urgent needs. Revolving loans exempt you from all these complicated procedures. Credit limit is res...

    在「promise.com.hk」查看更多資訊

    Many personal loans provided by typical finance institutions already have a fixed repayment amount and period, as well as penalty and handling fee. Compared to typical loans, Promise's revolving loan offers repayment periods from 6 months to 84 months for you to select. You can also repay the drawn amount in full or in part according to your abilit...

    在「promise.com.hk」查看更多資訊

    General personal loans are approved manually in typical finance institutions. It may take around 10 working days or more from the application to transfer, which is a pressing matter to the borrower. You may apply Promise revolving loan online or via the member hotline without additional application procedures. It is more convenient than typical per...

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    Convenience is vital for personal loans. Promise's revolving loan service transfers funds to your bank account 24 hours a daywithout limitation by time and working days. Your urgent needs are easily resolved. Promise's revolving loan is a quicker and easier solution, which addresses your financial emergency in different situations and enables you t...

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  5. www.promise.com.hk › en › productLoan Products | For Different Needs | Promise HK

    Promise offers a variety of loan products for different financial issues. You can apply online without showing up. Learn more and find the optimum plan now. Overview of Loan Product Information: The minimum and maximum repayment period is 3 months and 84

  6. www.promise.com.hk › en › faqApplication Method | FAQ | Promise HK

    Promise can help you choose the most suitable personal loan, which the application procedure is simple, to resolve your financial needs e.g. cash flow, credit card payment, education needs, advanced studies, relocation, home renovation, travel, etc.

  7. www.promise.com.hk › en › faqApply without Documents | FAQ | Promise HK

    Proof of income * (e.g. payslip, company letter, proof of contribution of MPF, etc.) * All documents must be issued within the last 3 months. Note: we may grant exemptions to applicants in individual cases.

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