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2023年1月17日 · 什麼是KYC？ KYC 意即 Know Your Customer ( 了解你的客戶) ，是銀行了解和核實客戶身份的過程；也是銀行按監管要求進行盡職審查 (Customer Due Diligence) 的必要過程之一。 銀行要求企業提交什麼 KYC 資料? 無論企業需要開立銀行戶口，還是申請貸款，銀行必然需要企業提交以下四大類別的資料︰. 公司資料 ︰例如公司名稱、註冊地址及號碼等。 業務資料 ︰例如公司從事的行業、業務性質等。 股東架構 ︰包括不同股東的佔比、完整的股東架構 ( 包括最終擁有人) 。 關鍵人士身份及授權 ︰董事和最終擁有人的身份認證。 上述資料主要是協助銀行識別和核實企業的身份，以及評估企業參與洗黑錢、恐怖分子資金籌集等這類金融犯罪活動的風險。
Know Your Customer (KYC) standards are designed to protect financial institutions against fraud, corruption, money laundering and terrorist financing. KYC involves several steps to: establish customer identity; understand the nature of customers’ activities and qualify that the source of funds is legitimate; and.
- What Is Know Your Client (KYC)?
- Understanding Know Your Client
- KYC Requirements
- KYC Compliance
- Aml and KYC
- KYC and Cryptocurrency
- The Bottom Line
Know Your Client (KYC) is a standard in the investment industry that ensures advisorscan verify a client's identity and know their client's investment knowledge and financial profile. Three components of KYC include the customer identification program (CIP), imposed under the USA PATRIOT Act in 2001, customer due diligence (CDD), and ongoing monito...
The Know Your Client (KYC) rule is an ethical requirement for those in the securities industry dealing with customers during the opening and ongoing maintenance of accounts. It is implemented at the onset of the customer-broker relationship to establish the essential personal profile of each customer before any financial recommendations are made. T...
Customer Identification Program
CIP requires that financial firms obtain four pieces of identifying information about a client, including name, date of birth, address, and identification number.
Customer Due Diligence
CDD is a process in which all of a customer’s credentials are collected to verify their identity and evaluate their risk profile for suspicious account activity.
Enhanced Due Diligence
EDD is used for customers that are at a higher risk of infiltration, terrorism financing, or money laundering and additional information collection is often necessary.
Two rules governing KYC include Financial Industry Regulatory Authority(FINRA) Rule 2090 (Know Your Customer) and FINRA Rule 2111 (Suitability). FINRA Rule 2090 requires every broker-dealer to use reasonable diligence when opening and maintaining client accounts and to know and keep records on the profile of each customer, as well as identify each ...
The U.S. Financial Crimes Enforcement Network (FinCEN) requires both customers and financial institutions to comply with KYC standards to prevent illegal activity, specifically money laundering. AML, anti-money laundering, is a term for the range of measures and processes used to achieve regulatory compliance. KYC is a component of AML. FinCEN requ...
The cryptocurrency market is praised for providing a decentralized medium of exchange that promotes confidentiality. However, these benefits also present challenges in preventing money laundering. Criminals see cryptocurrency as a vehicle to launder money and as a result, governing bodies are looking for ways to impose KYC on cryptocurrency markets...
Know Your Client (KYC) is a set of standards and requirements investment and financial services companies use to verify the identity of their customers and any associated risks with the customer relationship. KYC requires customers to provide a personal identification profile and KYC ensures investment advisors are aware of their client's risk tole...
什麼是 KYC？ KYC 意即 Know Your Customer ( 了解你的客戶) ，是銀行了解和核實客戶身份的過程；也是銀行按監管要求進行盡職審查 (Customer Due Diligence) 的必要過程之一。 銀行要求企業提交什麼 KYC 資料? 無論企業需要開立銀行戶口，還是申請貸款，銀行必然需要企業提交以下四大類別的資料︰. 公司資料︰例如公司名稱、註冊地址及號碼等。 業務資料︰例如公司從事的行業、業務性質等。 股東架構︰包括不同股東的佔比、完整的股東架構 (包括最終擁有人)。 關鍵人士身份及授權︰董事和最終擁有人的身份認證。 上述資料主要是協助銀行識別和核實企業的身份，以及評估企業參與洗黑錢、恐怖分子資金籌集等這類金融犯罪活動的風險。
認識你的客戶（Know your customer），是企業確認客戶身份的程序，通稱KYC，在各個公司或機關的華語名稱不同，也稱為瞭解你的客戶、認識客戶政策、客戶身分審查、客戶身分盡職調查等。
Know Your Customer (KYC)—and why it’s important. Globally there has been an exponential increase in money laundering and terrorist financing activities, and COVID-19 has only abetted this surge.
2022年11月16日 · 什么是KYC？. 如果您在加密货币 交易所 开设了账户 ，则您可能必须完成 KYC 检查。. KYC 要求金融服务提供商收集验证其客户身份信息。. 例如，这可以通过官方身份证明或银行对账单进行。. 与 AML 法规 一样 ，KYC 政策有助于打击洗钱、恐怖主义融资 ...
