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Residential Non-residential. Starting from 28th, February, 2024, no SSD, BSD or NRSD needs to be paid for any residential property transactions. In accordance with the current HKMA requirements, mortgage applicants are required to pass the Debt-servicing Ratio (DSR) of the first mortgage applicant shall not exceed 50%.
樓價. HK$ 按揭成數. HK$ 按揭保險費. 借款月供 $872 總共加借 $180,000. 全期計劃. 混合年期計劃. 按揭利率. P=5.875% - 或. P為Prime rate (最優惠利率)﹐是計算按揭利率的一個基準. 還款年期. 二按計劃 (如適用) 代理佣金. HK$ 律師費. HK$ 裝修費. HK$ 現金回贈比率. 本計數機假設買家的主要收入來自香港﹑沒有其它按揭或擔保按揭﹑購買的物業是作為自住用途。
Calculate property and car park mortgage repayment amount with changeable mortgage interest rates under monthly and fortnightly plan for comparison on the mortgage loan interest saved and shortened repayment period.
恒生按揭計算機讓你以自設樓宇按揭利率計算每期供樓還款額並比較每月還款及每兩星期供款買樓按揭計劃，了解每兩星期供款可節省之利息及可縮減之還款年期。 按揭計算機亦可應用於車位按揭計算。
Affordability Assessment. Get instant result of how much you can borrow. Home Budgeting. Find out the total purchasing cost of your dream property here. Refinancing / Top Up Planner. Compare the differences if you change your current mortgage plan. Deposit-linked Mortgage Interest Saver.
Mortgage Calculator. Use our mortgage calculator to find out how much you can borrow and the repayments actually cost you monthly, based on your loan amount, LTV (Loan-to-value ration), and interest rate.
You can use our calculators to calculate how much you can afford for a mortgage loan based on your current income, work out what your monthly repayment amounts will be and find out how much interest expense you can save with a Deposit-linked Mortgage.
Calculation based on the Phase one of the first mortgage monthly repayment amount. This calculator is only applicable to the mortgage calculation of the first self-use residential property. Detailed calculation please refer to
Calculate the maximum affordable monthly mortgage repayment amount, maximum affordable mortgage loan amount and maximum property price.
Use Spacious's Mortgage Calculator to calculate mortgage, home loans, interest rates, stamp duty and amortization before you buy an apartment in Hong Kong!
