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Looking for a flexible free downloadable mortgage calculator built in Excel? Try this free feature-rich mortgage calculator today! It offers amortization charts, extra payment options, payment frequency adjustments and many other useful features.
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按揭計算. 轉按計算. 置業預算. 供款年期計算. 工商舖按揭計算. 印花税計算. 免費物業估價. 下載中心. 每月入息要求. 按基本DSR計. $28,449 (50%) 每月總供款額. $14,225. 每月一按供款. $14,225. 供款年期. 30 年. 全期利息. $1,520,768. 一按利息. $1,520,768. 總貸款額. $3,600,000. 一按貸款額. $3,600,000. 以上計算假設申請人沒有涉及未完全償還按揭貸款。 首期. $2,400,000. 從價印花稅 (第2標準稅率) $0. 地產代理佣金. HK$ 律師費. HK$ 裝修費. HK$
按揭計算機. 立即使用按揭計算機，輸入樓價、供款年期及成數等簡單資料，快速計算每月按揭供款開支及利息金額！ 不論上車或轉按，申請P按或H按劃，預算按揭更靈活！ 想了解更多按揭資訊及MoneySmart？ 立即按此. HK$ 樓價. HK$ 貸款額. %供款與入乘比率. 供款年期. 利率. 自選. 如要自行輸入按揭利率，請選擇「自選」 %利率. 更多資訊. 計算. 物業估值計算機. 查看任何的樓宇估價. 查看物業估值計算機. 看來你還未用過我們的按揭計算機，請填寫有關你和物業的資料。 計算結果只供參考。 本公司並不會為資料的準確性、完整性、或針對某特定用途的適用性作出任何保證或及陳述。 個別或特定情況下的實際按揭還款，請參閱相關之條款細則，並以有關金融機構的最終批核為準。
- P按及H按為兩種不同的按揭計劃，P按與H按一樣，息率並不是固定的，但在使用按揭計算機時，只需要輸入年利率及年期，即可計算每月按揭供款。例如：如以樓價HK5,000,000計算，如按揭成數為60%，假設供款年期為30年，只要將上述資料輸入按揭計算機，再選定銀行，你就可以即時知道你的每月供款/ 最...
- 如按揭申請人想申請超過6成的按揭成數，就需要購買按揭保險計劃，保費以貸款額計算，但只適用於首置人士和樓價HK$10,000,000以下的物業。MoneySmart的按揭計算機會根據你想申請的按揭成數，而提示你是否需要按揭保險，並視乎你申請的年期、按揭額及付款方式計算好按揭保險費用。
- 我們的計算機已計算好你在壓力測試下所需要的入息要求。根據金管局指引，業主承造按揭必須通過壓力測試，即以現行利率加3%計算，你每月供款額必須低於其每月入息60％水平。如果按揭成數高於八成，供款與入息比率不可超過45％，你在壓力測試下供款與入息比率不能超過55%。不過自2019年施致報告中，提出放...
- 根據金管局最新指引，如承造按揭時銀行提供的現金回贈高於按揭額1％，須直接於按揭額上扣減，換言之，你的總供款額減少了。例如：如以樓價HK9,000,000計算，如按揭成數為60%，假設現金回贈百分比為1.5%，借貸人可獲HK$81,000回贈，由於現金回贈多於1%，因此銀行必須把現金回贈計算在貸...
- Overview
- Creating a Mortgage Calculator
- Making a Payment Schedule (Amortizatio
- Sample Mortgage Payment Calculator
One of the best features of Excel is its ability to calculate your mortgage-related expenses like interest and monthly payments. Creating a
calculator in Excel is easy, even if you're not extremely comfortable with Excel functions. This tutorial will teach you how to create a mortgage calculator and amortization schedule in Microsoft Excel.
If you don't have Excel installed on your computer, you can use Outlook's online Excel extension in its place. You may need to create an
This will open a new Excel
This will go in the "A" column. To do so, you should first click and drag the divider between columns "A" and "B" to the right at least three spaces so you don't run out of writing room. You will need eight cells total for the following categories:
Number of Payments per Year
These will go in your "B" column, directly to the right of the "Categories" column. You'll need to enter the appropriate values for your mortgage.
value is the total amount you owe.
Create your Payment Schedule template to the right of your Mortgage Calculator template.
Since the Payment Schedule uses the Mortgage Calculator to give you an accurate evaluation of how much you'll owe/pay off per month, these should go in the same document. You'll need a separate column for each of the following categories:
- The date the payment in question is made.
- The payment number out of your total number of payments (e.g., "1", "6", etc.).
- The total amount paid.
- The amount of the total paid that is interest.
If I make extra payments on the loan, is there a formula that will recalculate the monthly payment?
Include 2 columns, one for interest component and the other with principal component. Add a new column next to principal title "additional principal". Now subtract it from the original principal.
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In Excel, what's the formula to calculate a loan amount if I know the loan payment, interest rate and term?
2024年2月11日 · 1. Use PMT Function to Create Mortgage Calculator. The general formula for the PMT function is. PMT(rate, nper, pv, [fv], [type]) Where. Rate (required) – the constant interest rate per period. you can supply it as a percentage or decimal number.
2019年7月17日 · Description. - Use this free mortgage payment calculator to determine the monthly payment for different mortgages. - See how soon you could pay off your home by making extra payments. - Estimate the equity in your home after a specified number of years. "No installation, no macros - just a simple spreadsheet" - by Jon Wittwer.
In order to use the above Excel Mortgage Calculator, simply enter your mortgage details into the pink-shaded user-input fields (shown on the right above). The details required are the loan amount, the interest rate, the number of years over which the loan is taken out, and the number of payments per year.
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