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Phone Application In addition to the 24/7 online lending platform, you can apply for a loan, through the Promise Loan Service Application Hotline. The application will then be followed up by a dedicated staff, who will explain the terms and conditions of the loan in detail, helping you get your approval result quickly and reduce your worries about loans.
Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...
According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)
Aside from visiting one of our branches, you can apply for a loan via our hotline or website. Online personal loan application does not require any supporting documents # except your HKID card and mobile number. Once the procedures are completed, Promise will instantly transfer the loan to you, making sure your cash flow needs are addressed ...
The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.
You can apply Promise instant personal loan through Promise website anytime anywhere with just your HKID card and mobile phone number #. The process is simple and you can get preliminary approval results instantly. Funds will be transferred instantly via FPS ^ once your personal loan is approved.
Knowledge on Personal Loan. When you need personal loans to achieve your financial goals or meet your immediate cash needs, you actually need to know more about loans in order to make responsible financial decisions. Promise provides you with different types of loan knowledge before making any loan applications!
