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1. www.promise.com.hk › en › loan-calculatorLoan Calculator | Interest Calculation | Promise HK

   www.promise.com.hk › en › loan-calculator

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   The above monthly repayment amount calculation is based on the assumption of annual interest rate of 4.40% - 25.60%. The repayment amount and repayment period shown on the Personal Loan & Interest Calculator are for reference only. The approval of loan is subject to the final and absolute discretion of Promise (Hong Kong) Co., Limited.

2. www.promise.com.hk › knowledge-on-personal-loan › home裝修超支點算好？｜盤點省錢大法、裝修貸款｜邦民日本財務

   www.promise.com.hk › knowledge-on-personal-loan › home

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   即使遇上裝修超支，邦民貸款都會全力助您解決周轉煩惱，繼續實現您的dream house。. 裝修超支，急需貸款解決周轉煩惱？. 邦民日本財務 即批私人貸款 助您輕鬆應對：. 申請無需證明文件 # ：即使沒有固定收入，遇上裝修超支，邦民貸款都會全力助您解決周轉 ...

3. www.promise.com.hk › application-method沙田分行 | 24小時網上申請 星期六日都照批 | 邦民日本財務 - Promise

   www.promise.com.hk › application-method

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   電話申請. 除了24 x7網上貸款平台，透過邦民貸款服務申請專線，辦理貸款申請借錢。. 申請會由專人接聽跟進，詳細講解貸款的條款及細則，並特快得出批核結果，減少貸款煩憂。. 星期一至五9:00AM - 7:00PM. 星期六9:00AM - 5:30PM . 現有客戶如果辦理循環貸款，亦可 ...

4. www.promise.com.hk › en › knowledge-on-personal-loanTax Loan Strategy during Tax Season | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   • What Is Tax Loan?
   • Tax Loan Strategy – The Selling Points of Tax Loan in HK
   • Tax Loan Strategy – Comparison of Different Tax Loans
   • Tax Loan Comparison Criteria (3): Beware of Any Additional Charges/Fees
   • Tax Loan Strategy – Bank vs Money Lenders
   • Note 1: Approval Time
   • Note 2: Supporting Documents
   • Note 3: Repayment Period
   • Tax Loan Strategy – Promise's Low-Interest Personal Loan
   • How to Apply Tax Loan at Promise?

   Tax loan is a type of personal instalment loan. It is a tailor-made seasonal loan product during Hong Kong tax season (October to April of following year).

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   Tax loan in HK mainly targets salaryman who need to pay taxes and its original purpose is to reduce the financial burden of applicants by lending money to them for tax payments. Tax season is like a special offer period in the loan industry, and one of the features of tax loan in HK is the lower interest rates in comparison with other personal loan...

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   What criteria should be used for choosing the best tax loan in HK? You may take reference of below three criteria to choose the most suitable tax loan for yourself.

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   As some of the banks or money lenders may charge you different kinds of loan withdrawal handling fee or other administrative fees. Therefore, when comparing different tax loan products, you should be aware of any additional charges/fees, such as early redemption penalty etc, in order to avoid unnecessary expense.

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   Many people who are applying tax loans may struggle between the offers from banks and money lenders. 3 main differences between banks and money lenders have been listed as follows for you to check out before applying tax loans:

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   As the demand of tax loan is relatively high during tax season, while banks are closed during bank holidays, the processing time may last for one week or more, those who have an urgent need for cash flow or paying tax by cash should be aware of the risk of processing time. While various money lenders features express approval. Taking Promise as an ...

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   Tax loan application at banks may be more complicated, you may be required to provide different kinds of supporting documents like pay slip, tax bill, bank statement as income proofs when applying tax loan or other personal loans at banks. The tax loan application may be rejected if applicants fail to submit all the required supporting documents. T...

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   As tax loan is a low-interest loan product, the repayment period offered by banks may mainly vary from 12 to 24 months only. While money lenders may offer a more flexible repayment plan. For example, Promise offers repayment period varies from 3 to 84 months, allowing you to select the most suitable repayment plan.

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   Based on the results of above tax loan strategy comparison, money lenders may offer personal loanswith more flexible repayment plan. The application process and supporting documents submission are simpler too. Applicants may be able to obtain the approval results in a shorter period of time to meet your urgent need for cash flow.

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   Promise's low-interest personal loan is popular during tax season, because of its flexible repayment period up to 84 months and it's simple loan application process. Applicants can apply loan through Promise website by completing the online loan application form and uploading ID card and other required documents. Applicants can then receive online ...

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5. www.promise.com.hk › faq › online-agreement登入「簽署貸款合約專區」 | 常見問題 | 邦民日本財務 - Promise

   www.promise.com.hk › faq › online-agreement

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   常見問題 - 登入「簽署貸款合約專區」. 使用「簽署貸款合約專區」上載文件需符合什麼要求？. 若我用相機或手機拍攝文件並以圖像檔案上載，那麼在操作時有什麼需要留意呢？. 若我不提供手提電話號碼，可否登入「簽署貸款合約專區」？. 為什麼使用「雙重 ...

6. www.promise.com.hk › en › knowledge-on-personal-loan海外留學熱點？ | 澳洲留學申請流程、費用全攻略 | 邦民日本財務

   www.promise.com.hk › en › knowledge-on-personal-loan

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   澳洲留學申請流程. 第一步：先思考自身留學需求和目的，再尋找理想的學校與科系。. 第二步：依照目標院校學系的要求，準備所需的文件，有需要可找顧問修改文件細節並向學校提出申請。. 第三步：等待學校回覆申請結果。. 如獲得正式入學許可，您可以 ...