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  1. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  2. Paper-based application Step 1: Obtain the application form by visiting the Office of the Continuing Education Fund (OCEF) or the Home Affairs Enquiry Centres, or by downloading from the OCEF official website.

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  4. You can choose to file taxes electronically or on paper form. It is recommended to use the electronic filing method, which is more convenient and it automatically grants a one-month extension period for submission. However, it is essential to beware of the If you ...

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