雅虎香港 搜尋

搜尋結果

1. www.mymoney.gov › mymoney-five-toolsMyMoney Five & Tools | MyMoney.gov

   www.mymoney.gov › mymoney-five-tools

   • 網頁紀錄

   BORROW – Borrowing money can enable some essential purchases and builds credit, but interest costs can be expenses. And, if you borrow too much, you will have a large debt to be repaid. Tools

2. www.mymoney.gov › borrowBorrow | MyMoney.gov

   www.mymoney.gov › borrow

   • 網頁紀錄

   • Actions You Can Take
   • Hints and Tips
   • Spotlight Resources

   Track your borrowing habits.

   Pay your bills ontime.

   When you need to borrow, be sure to plan, understand and shop around for a loan with a low Annual Percentage Rate (APR).

   Learn about credit and how to use it effectively.

   在「mymoney.gov」查看更多資訊

   Borrowing money is a way to purchase something now and pay for it over time. But, you usually pay “interest” when you borrow money. The longer you take to pay back the money you borrowed, the more...

   It pays to shop around to get the best deal on a loan. Compare loan terms from several lenders, and it’s okay to negotiate the terms.

   When repaying a loan, it may be better to pay more than the minimum amount due each month, so you will have to pay less in interest over the life of the loan.

   One of your most important aids when shopping for a loan is the APR – the Annual Percentage Rate. This is the total cost, including interest charges and fees, described as a yearly rate.

   在「mymoney.gov」查看更多資訊

   Consumer Information: Credit and Loans

   Free Credit Reports

   Consumer’s Guide to Credit Cards

   在「mymoney.gov」查看更多資訊

3. www.mymoney.gov › principleMyMoney Resources - MyMoney Five | MyMoney.gov

   www.mymoney.gov › principle

   • 網頁紀錄

   Youth Financial Literacy Activities. Developing financial knowledge, skills, and habits is an important stepping stone on young people’s path to adult financial well-being. The tools and resources listed here support K–12 financial education. Agency Owner: Consumer Financial Protection Bureau. Document Type: Tools.

4. www.mymoney.gov › node › 63879Debt Literacy, Financial Experience and Overindebtedness

   www.mymoney.gov › node › 63879

   • 網頁紀錄

   Financial experiences are the participants’ reported experiences with traditional borrowing, alternative borrowing, and investing activities. Overindebtedness is a self-reported measure. Overall, we find that debt literacy is low: only about one-third of the population seems to comprehend interest compounding or the workings of credit cards.

5. www.mymoney.gov › node › 624282Effective financial education: Five Principles and How to ...

   www.mymoney.gov › node › 624282

   • 網頁紀錄

   2019年12月1日 · Submitted by Admin on Sun, 12/01/2019 - 20:26. The CFPB has conducted research over its first five years into what makes financial education effective. We have summed up our findings into five principles that financial educators, financial coaches, and other practitioners can put into practice to help drive financial action and well-being.

6. www.mymoney.gov › node › 485137Five Tips for Improving Your Credit Score | MyMoney.gov

   www.mymoney.gov › node › 485137

   • 網頁紀錄

   2012年3月25日 · Five Tips for Improving Your Credit Score. Admin. Submitted by Admin on Sun, 03/25/2012 - 21:25. Information on how to obtain your credit report, how credit scores are determined, how to verify reported information, and how to improve and maintain a good credit score. Agency Owner.

7. www.mymoney.gov › node › 112711Consumer.gov – What to Know and Do | MyMoney.gov

   www.mymoney.gov › node › 112711

   • 網頁紀錄

   2013年3月26日 · Financial literacy help for educators and students alike. The site offers a plain and simple approach to: Managing Your Money; Credit, Loans and Debt; and Scams and Identity Theft. The information has an easy-to-use, direct style that focuses on the basic ...