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Appendix 2 Mortgage Insurance Programme : Eligibility and Premium. Eligibility Guide (for reference only, contact HKMC or participating banks for full details) Maximum Loan Size. HK$5,000,000 or less. Over HK$5,000,000 and up to HK$12,000,000. Maximum. Loan-To-Value Ratio ("LTV") 95%. (may exceed 95% if premium is financed with mortgage loan)
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The Mortgage Insurance Programme was introduced by the Hong Kong Mortgage Corporation Limited (HKMC) in 1999 to assist home ownership in Hong Kong by allowing a purchaser to obtain a mortgage loan over 70% of the value of the mortgaged property without increasing the credit risk of the mortgagee bank.
為了解資格考試的試題模式，你可試做以下的模擬考試：. 標準模擬考試. 為了加深考生對資格考試的認識，以下提供了與資格考試格式相近的標準模擬考試。. 地產代理資格考試. (i) 第一部份 ( 30條獨立試題) (ii) 第二部份 ( 20條試題，以一個個案分析為基礎 ...
附录： （1）若物业正在兴建中，计算DTI时，借款人在建筑期间的债务及租金支出必须纳入计算。 保费支付方法 虽然按揭保险计划下的投保人原则上是承按银行，但实际上保费通常都由按揭人承担。按揭人可以从以下两个方法中选择支付保险费的方式：
1. Where to obtain the application forms? The application forms are available: From the EAA office. This website. 2. Where should the application forms be submitted? Applicants should submit completed application forms and supporting documents in person at or by mail to the EAA office.
