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1. www.promise.com.hk › en › picsPersonal Information Collection Statement | Promise HK

   www.promise.com.hk › en › pics

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   This notice is given by Promise (Hong Kong) Co., Limited (" Promise ") to its customers and any third parties (" Third Parties ") whose personal data are collected by Promise and/or provided to Promise by its customers for its use for the purposes set out below. From time to time, it is necessary for customers to supply Promise with their ...

2. www.promise.com.hk低息網上私人貸款 | 香港財務借貸公司 | myPROMISE | 邦民日本財務

   www.promise.com.hk

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   邦民myPROMISE 易借易還 即時解決財務需要 您的私人貸款公司首選 邦民日本財務（香港）有限公司自1992年在香港營業，一直為客戶提供易借易還的私人貸款服務。邦民香港傳承母公司於日本多年在授信管理、債權管理、營運管理和市場管理等各方面財務行業的知識及經驗，成立專業貼心貸款公司，為 ...

3. www.promise.com.hk › en › lenders-ordinanceProvisions of The Money Lenders Ordinance | Promise HK

   www.promise.com.hk › en › lenders-ordinance

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   The provisions of the Money Lenders Ordinance (Cap.163 of Laws of Hong Kong) (the "Ordinance") summarised below are important for the protection of all the parties to a loan agreement, and should be read carefully. The summary is not part of the law, and reference should be made to the provisions of the Ordinance itself in case of doubt.

4. www.promise.com.hk › en › knowledge-on-personal-loanUnemployment loan eligibility checklist | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   Unemployment Loan. Eligibility. A Hong Kong permanent resident holding a Hong Kong identity card who is aged 18 or above. A Hong Kong permanent resident holding a Hong Kong identity card. Be unemployed at the time of loan application for at least 2 consecutive months (proof of unemployment is required) Application Period.

5. www.promise.com.hk › en › knowledge-on-personal-loanRepaying the Minimum on Credit Cards Only | Promise HK

   www.promise.com.hk › en › knowledge-on-personal-loan

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   • Why You Cannot Overdue in Credit Card Payments?
   • Pay Additional Credit Card Interests and Handling Fees
   • Impact of Negative Credit History on Credit Scores
   • Impact on Your Personal Development and Life
   • How to Repay The Credit Card Outstanding Balance Earlier to Save Interest fee?

   The reason for paying off the credit card debts on time is simple, as many credit cards' annualized interest rate can be more than 30%. If you do not pay your credit card debts on time, you may be required to pay a huge amount of interest. Apart from the credit card interest, there are several reasons that you shall pay off your credit card debts o...

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   When you fail to pay the minimum amount before your credit card payment deadline, the card issuer charges you about 1-4% of the balance, or a specified amount (about $100-$400) as an overdue handling fees. At the same time, you also need to pay additional card interest as penalty. Even if you repay the minimum payment every month, you may still nee...

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   Even if your credit card payment is only a day late, the number of late payment bills will appear in your credit record. This will affect your credit scoreand make it difficult for you to apply for personal loans and mortgages, or get other loans approved when you need it. If you have repaid your credit card bills on time, but not in full (for exam...

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   If you continue to build up credit card debt, it will bring you psychological and economic stress, affecting the quality of your daily life. At the same time, certain occupations, such as law enforcement authorities, those in the financial industries, and security companies, will understand the job applicant's financial status and financial managem...

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   To ensure all your credit card bills are repaid, you can shift your different credit card bill payments to land on the same day to minimize the possibility of forgetting payment. In addition, you can also use consolidation loansto repay all your accumulated credit card bills in one go, reducing the impact of late payment. Compared to most credit ca...

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6. www.promise.com.hk › en › faqFlexible Repayment Period | FAQ | Promise HK

   www.promise.com.hk › en › faq

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   It is our pleasure to assist you! If you have further questions, or you cannot find the answers here, please contact our customer service representative at 3199 1199 or click here to contact us. Can complete repayment earlier? Pay off your loan early without additional handling fees or penalty charges. Easy loan, easy pay!

7. www.promise.com.hk › enLow-interest Online Personal Loan | myPROMISE | Promise HK

   www.promise.com.hk › en

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   Low Interest Rates. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual ...