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2023年5月12日 · BLOG Home. Compare Life Insurance Premium. Speaking of the attractiveness of term life insurance, the insured could obtain higher coverage than whole life insurance with affordable premiums. Even though the terms of the life insurance plans in the market could be similar, the monthly premium may differ. Updated on 2023-05-12.
2021年12月15日 · 甚麼是分紅實現率？ 實現率可能會受投資回報、理賠、退保率以及行政支出費用等不同因素影響。 如實現率接近 100% ，即代表保險公司幾乎達到銷售時保單預期的非保證利益. 如實現率 > 100%，即代表保險公司實際派發的金額高於銷售保單時預期提供給受保人的回報.
2023年6月16日 · Buying life insurance is like making a long-term commitment, so it's best to compare different options and choose the most suitable term life insurance plan before making a decision. Let's compare the 4 major term life insurance plans in 6 different aspects, including premiums and coverage. Updated on 2023-06-16. 1. Compare Term Life Premiums.
2023年5月17日 · The following is a simple example of how to calculate and understand fulfilment ratios. Assuming the life insurance was issued on January 1, 2021, and on January 1, 2022, the insurance company paid out HK$900 in accumulated reversionary bonuses, the fulfilment ratio for the first policy year would be (900/1,000) = 90%.
2020年9月2日 · 保險業監管局表示由2020年4月1日起，保費徵費率會調整至每保單年度保費的0.085%。 到底這是什麼收費？ 我們又為什麼需要繳交徵費？ 一齊了解一下！ 作者 Bowtie 團隊. 日期 2020-09-02. 更新 2023-11-03. 目錄. 什麼是保費徵費？ 為什麼我需要繳付保費徵費給予保監局？ 我曾購買其他有徵費保單，還需要再繳付嗎？ 怎樣計算我的最終保費？ 什麼是保費徵費？ 由2018年1月1 日起，保險業監管局（保監局）根據《保險業條例》透過保險公司向全港保單持有人收取「保費徵費」，所以投保人在繳付保費時，亦需繳付保費徵費。 保監局分開4個階段，循序漸進地增加保費徵費，由最初收取保費的0.04%逐步調整至0.1%。 各階段的徵費率及徵費上限如下：
2023年5月8日 · The types of life insurance on the market are various, and so are their levels of coverage. Before making a purchase, you should get a better grasp of your insurance policy by reading it with care. Understanding what is covered and the exclusions that take away coverage helps you minimize risk.
2023年5月11日 · First, compare the Types of Life Insurance. There are 2 main types of life insurance to choose from, “Term Life” and “Whole Life”. We suggest you to start by comparing these two types of life insurance: Term Life. Whole Life. Benefit Term. Usually available in 5-, 10-, and 20-year terms.
