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  1. You are required to upload documents for online application. Find out more about how to upload copies of your ID card, debit card, or bank statement now.

  2. The bank will debit within 24 hours of your repayment date. For your own interests, please reserve sufficient funds in your bank account one business day in advance of repayment.

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  4. Introduce our service to your relatives/friends. From 1 April 2024 to 30 June 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer. To obtain the reward, your relative/friend is required to provide your name and membership number when he/she ...

  5. Borrower authorizes Promise to instruct the related bank (Bank) to authorize the direct debit services. The bank account number (Bank account) related to the service has been confirmed by the Borrower through Promise Telephone System.

  6. Unemployment Loan. Eligibility. A Hong Kong permanent resident holding a Hong Kong identity card who is aged 18 or above. A Hong Kong permanent resident holding a Hong Kong identity card. Be unemployed at the time of loan application for at least 2 consecutive months (proof of unemployment is required) Application Period.

  7. ATM Card The ATM card must be an individual Hong Kong currency account issued by a local bank that contain the name of applicant to be used for transaction arrangement (name of applicant and bank account should be clearly shown). For example, ATM card

  8. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.