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  1. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management and marketing management, providing convenient consumer finance, which has always been popular with local customers.

  2. All you need to do is provide your HKID card and mobile number only #. Applying for a loan is now hassle-free! Additionally, Promise provides around-the-clock loan service, allowing you to enjoy online loan services late at night or on the weekends, with instant loan approval ⦿ and loan transfer ^.

  3. Latest Update. 2024.07.02. Do not disclose your password to anyone (including Promise staff and the police). Our Company does not directly promote loan products to individuals, require customers to repay loans or request personal information through WhatsApp, WeChat or Facebook.

  4. Introduce our service to your relatives/friends. From 1 July 2024 to 24 August 2024, members are entitled to obtain a cash reward of HK$1,000 if a relative/friend is referred to join us. And Referee can also enjoy the Welcome Offer.

  5. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong.

  6. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  7. Instant Personal Loan. In situations where you need cash urgently, Promise's Instant Personal Loan is here to help, offering approval and funds transfer to you online and instantly. The entire loan application process can be completed online, allowing you to obtain cash anytime and anywhere.

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