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The assets of the MPF scheme are held in a separate trustee-administered fund. Both the EAA and the employees are required to contribute 5% of the employee’s relevant income up to a maximum of HK$1,500 (2014: HK$1,250) per employee per month. The 3. ...
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The Mortgage Insurance Programme was introduced by the Hong Kong Mortgage Corporation Limited (HKMC) in 1999 to assist home ownership in Hong Kong by allowing a purchaser to obtain a mortgage loan over 70% of the value of the mortgaged property without increasing the credit risk of the mortgagee bank.
必須受「同意方案」規管而其預計建成日期必須在貸款日之後的12個月之內；及（b）物業並不是由確認人轉售出來。. 此外，所有印花稅必須在貸款前繳清。. 住宅物業（不包括新界的‘丁’、’祖’、’堂’物業或小型村屋），至於正在興建的物業，（a）有關 ...
The amount of premium payable under the Mortgage Insurance Programme varies according to the relevant loan-to-value ratio, loan tenor and payment method to reflect the credit risk of the relevant mortgage loan.
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