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  1. Assuming the credit card debt balance is $20,000. The monthly rate is 2.5% (APR 35.00%) with no new transactions, annual fees and other charges. If you only repay the minimum payment each month, the interest in total can be over HK$40,000, which doubled the amount of credit card debt.

  2. 7-ELEVEN*. You may make repayments in cash by presenting your membership card with Barcode or the Repayment QR code at any 7-ELEVEN Convenience Stores in Hong Kong. Please note that there is a HK$5,000 cap on single payment. Payments exceeding $5,000 will be made in two or more transactions.

  3. Promise’s branches are all over Hong Kong, including Causeway Bay, Mong Kok, Kwun Tong, etc. Find your local branch now. Call our hotline at 31991199 or apply online.

  4. Important Information. Do not disclose your password to anyone (including Promise staff and the police). Our Company does not directly promote loan products to individuals, require customers to repay loans or request personal information through WhatsApp, WeChat or Facebook. Please click here to know the details.

  5. It is recommended to set up an overseas bank account with global services in advance. Make sure to bring along the account details, debit cards, or credit cards to avoid situation that unable to apply for local credit cards upon arrival due to lack of local credit