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  1. 2023年6月19日 · This cash benefit may be more or less than the actual medical expenses incurred. For example, if you have purchased Hospital Cash Insurance with a daily benefit of HK$2,000, you will receive HK$2,000 for each day you are hospitalized. If you are hospitalized for a total of 5 days, you will receive a total of HK$10,000 in cash compensation.

  2. 2023年12月14日 · 轉制日後. HK$18,000 × 2/3 × 2 年 = HK$24,000. 轉制日前 3 年的遣散費/長期服務金對沖後,僱主强積金供款剩餘累算權益. HK$54,000 – HK$36,000 = HK$18,000. 轉制日後 2 年僱主需支付的遣散費/長期服務金. 取消對沖後第 1 至 3 年負擔比率為 50%,上限HK$3,000. 由於工作年資 ...

  3. 2023年5月11日 · Advantages of Term Life Insurance. Compared to Whole Life Insurance, the advantages of Term Life Insurance include: Zero loss upon cancellation: Much of the policy’s premiums go towards “pure” life insurance coverage. You can avoid the loss of investment returns, which otherwise happens upon the cancellation of a whole life insurance ...

  4. 2021年7月29日 · 20.1%. 3.4%. Worst and best 1-year return (to show there is some link between uncertainty and the risk of losing money) -21.9% to 18.4%. -3.5% to 3.5%. It may help to visualize this by looking at the possible outcome of one-year returns for Hong Kong Equity vs Hong Kong Fixed Income over the 16-year period.

  5. 2023年5月10日 · Of course, there are also insurance companies on the market that provide full compensation for unknown pre-existing conditions in the first policy year. However, in order to reduce the possibility of this clause being abused, Bowtie has decided to set the waiting period for unknown pre-existing conditions from the 181 st day after the policy effective date.

  6. 2023年5月8日 · Bowtie Life Insurance: For a policy with $1 million in coverage, the monthly premium can be as low as $24*, 30%^ lower than the cost of other term life policies on the market with the same coverage. Bowtie is a truly customer-centric company that prioritizes customer feedback.

  7. 2023年11月17日 · Of course, there are situations where making a single claim will result in the loss of all No Claim Discounts, including: The driver makes two claims in one year when the NCD/NCB reaches 50% to 60% The NCD/NCB level is less than 50% (i.e., within the first 4 years of insurance), and at least one claim has been made

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