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  1. www.promise.com.hk › en › knowledge-on-personal-loanPersonal Loan Interest Calculation | Promise HK

    Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...

  2. www.promise.com.hk › en › productShort-term Loans | Instant Approval | Promise HK

    I applied for Emergency Loan through the Promise's online platform. All I needed to do was filling in simple personal information and I could borrow HK$2,000 successfully. The entire application process was completed quickly online in just a few steps, with no supporting documents required. Moreover, the repayment amount and period for the ...

  3. www.promise.com.hk › en › knowledge-on-personal-loanCommon Misconceptions | Promise HK

    Common Misconceptions about Loans Some people think that they are not eligible to apply for a loan with credit card debt or an existing loan, but that is not the case! As long as you have a good repayment record and credit score, you can still get a loan approved.

  4. www.promise.com.hk › en › knowledge-on-personal-loanReason of Applying for Loans | Loan Products Comparison | ...

    4. Paying Tax. Those who often overspend or live from paycheck to paycheck, might find themselves fell short when it comes to tax season. Compared to paying taxes with credit cards, interest rate of tax loans would be lower, which make applying for a tax loan a popular option during the tax season. 5.

  5. www.promise.com.hk › en › productPersonal Revolving Loans | Promise HK

    The maximum loan amount for "Freelancer" will be HK$100,000. Apply Now. The Personal Revolving Loan has a flexible repayment amount. You don't have to reapply once the loan is approved. Instant transfer resolves your urgent needs now!

  6. www.promise.com.hk › en › knowledge-on-personal-loanPersonal Credit Rating for Dummies | Ways to Improve ...

    If you would like to improve your Personal Credit Rating, please take note of below Five Key Points: Pay your bills on time. Do not apply too many credit cards/personal loans in a short period of time. Build up a positive credit Record. Do not rely on one credit card only. Regularly review personal spending habits.

  7. www.promise.com.hk › en › productInstant Approval | Instant Cash Transfer | Promise HK

    As long as you are employed, you can apply with just your HKID card and mobile number. I immediately applied for an instant personal loan online, and got the fund transferred from Promise on the day of approval, which is a lot easier than I expected. I used the

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