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  1. As long as you are employed, you can apply with just your HKID card and mobile number. I immediately applied for an instant personal loan online, and got the fund transferred from Promise on the day of approval, which is a lot easier than I expected. I used the ...

  2. Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...

  3. The whole process is just so inconvenient to people like us who have no official proof of income. With a stroke of luck, we saw Promise's personal loan commercial on TV, learning of the online loan application service, available 24 hours a day. Better yet, thanks to Promise's instant low-interest loan service, the interest was calculated on a ...

  4. The above monthly repayment amount calculation is based on the assumption of annual interest rate of 4.40% - 25.60%. The repayment amount and repayment period shown on the Personal Loan & Interest Calculator are for reference only. The approval of loan is subject to the final and absolute discretion of Promise (Hong Kong) Co., Limited.

  5. If a cardholder maxes out the credit card and even the transaction is approved, the card issuer/financial institution may charge a processing fee around $100 to $200 without prior notification. Therefore, it is important to check the credit limit and available balance before making any purchases to avoid such fees.

  6. Pay off Credit Card Debt Fast! 5 Top Tips to Avoid the Minimum Payment Trap Updated on 2022.05.31 Whether it is shopping online or in-store consumption, Hong Kong people are used to paying with credit cards. However, this could impose the risk of ...

  7. Luckily, Promise self-employment loans concern the needs of individuals who are part-timers, do not have a fixed-employer, receive salaries in cash or are self-employed like me, and do not require us to submit any income supporting documents. All we needed is my ID card and mobile number to get our application approved instantly.

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