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  1. Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...

  2. A Hong Kong permanent resident holding a valid Hong Kong identity card; Holding valid bank account (s) in Hong Kong; Showing unemployment proofs for at least 2 months at the time of loan application and proofs of previous employment for at least 3 months within the period between January 2020 and February 2022;

  3. Loan Amount: HK$200,000 Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%) Repayment period of 36 months with no handling fee Monthly repayment amount will be HK$5,940; total repayment amount will be HK$213,840

  4. Loan Amount: HK$200,000 Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%) Repayment period of 36 months with no handling fee Monthly repayment amount will be HK$5,940; total repayment amount will be HK$213,840

  5. Loan Amount: HK$200,000 Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%) Repayment period of 36 months with no handling fee Monthly repayment amount will be HK$5,940; total repayment amount will be HK$213,840

  6. About Promise. Since its establishment as a licensed money lender in Hong Kong from 1992, Promise continues to provide convenient financial services to its customers. We put our customers first, providing flexible and trustworthy personal loan solutions to help them relieve their cash flow needs anytime and anywhere.

  7. Without them, I was ultimately unsuccessful in getting instant loan approval from any bank or financial company, adding to the stress. Luckily, my friend had experience in loan application, and found that Promise provides a simple, convenient and instant loan application process without the need of residential address proof and income proof.

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