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  1. Low Interest Rates. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual ...

  2. www.promise.com.hk › en › apply-daily-interestImportant Information

    靈活還款期由3個月至84個月,客戶可以隨時額外還款。邦民 還款方案以日息計算,利息只會計算至全數清還當日,亦不會收取提早清還手續費及罰息,減省不必要利息開支。 低年利率 根據放債人條例,實際利率最高為年息百分之36。以貸款HK$200,000 ...

  3. 傳統供車上會計算方法. 如果選擇以汽車貸款(租賃)方式購入汽車,首先要繳付便是「首期」,款項一般為年期加一乘每期供款額;如還款期定為5年,即需先支付6個月供款作首期,此方案較適合資金充裕人士。. 相反地,汽車貸款(租購)雖然不需買 ...

  4. Promise has been dedicated our professional service to helping Hong Kong people with their financial needs since 1992. Aside from our daily business, we also actively work with other communities in Hong Kong through various activities planning to achieve sustainability under ESG framework. We are dedicated to promoting environmental protection ...

  5. Promise Referral Program. Existing member who successfully refer a relative/ friend to apply and withdraw the loan by 30 June 2024, referrer will receive a cash reward of HK$1,000 . Get a Personal Loan anytime, anywhere you are. The application process is quick and easy. With access to the latest information, never miss out on the latest offers.

  6. 利率:月平息0.2% (以實際年利率4.49%計) 按36個月還款期計算,手續費全免. 每月還款金額為HK$5,940;總還款額為HK$213,840. 網上申請邦民貸款快捷方便,只需填寫簡單個人資料,即可測試您貸款資格。. 一經批核,即時過數!. 滿足您不同資金財務需要。.

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