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Revolving Loan Being a business owner or freelancer, you may face cash flow problems due to unpredictable revenue. Promise's revolving loan scheme allows you to withdraw approved revolving loan amount at any time, with the ability to adjust the repayment period and amount, to solve your immediate cash flow needs conveniently and flexibly.
Tertiary Student Loan. Whether it is tuition, accommodation, daily study or living expenses, it is easy for students to lose track of their budgets and be in a real trouble. Promise can help! Our Tertiary Student Loan is specially designed for tertiary and university students in Hong Kong. You can easily take out loans at any time and deal with ...
Monthly average interest = Loan amount x Monthly flat rate. $100,000 x 0.5% = $500. Total interest repayment = Monthly average interest x Repayment period. $500 x 12 = $6,000. However, the loan interest rate is not merely calculated by simply multiplying the monthly flat rate by 12 months (0.5% x 12). So, even if the monthly flat rate seems to ...
The interest of Promise's loan is calculated on a daily basis, and the interest shall be reduced together with the principal. After the deduction of interest payable, the remaining amount of the payment will be treated as part of the outstanding principal repayment.
It is more cost-saving than products that calculate interest on a monthly rate basis. Promise also offers products with APR as low as 1.12%. You may also calculate the repayment amount and period using the loan calculator as a reference when you are considering the full cost of borrowing money. 3. Fee.
Promise (Hong Kong) Co., Ltd is a 100% wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management ...
I applied for Emergency Loan through the Promise's online platform. All I needed to do was filling in simple personal information and I could borrow HK$2,000 successfully. The entire application process was completed quickly online in just a few steps, with no supporting documents required. Moreover, the repayment amount and period for the ...
