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  1. But if the personal loan application is not approved, it will disrupt your plan, and can even put a stop to your dreams. By following the 4 tips below, you can drastically increase your chance of get loan approval. 1. Maintain a good credit rating The success rate of

  2. It may be a good choice for you to raise start-up funds and then pay back the loan by installments. Promise (Hong Kong) Co., Ltd ,a reputable Japanese lending company based in Hong Kong, has been providing convenient financial services to its customers for years.

  3. Cookies Policy. To provide you with a better online experience, your visits to Promise's website ("the website") will be recorded to compile statistical reports and diagnose problems with the website to improve its stability. Some of this information, together with some general information about you, your browser, device and interests, will be ...

  4. The maximum loan amount for "Freelancer" will be HK$100,000. Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940.

  5. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant: Loan Amount: HK$200,000. Interest Rate: Monthly flat rate of 0.2% (annual percentage rate of 4.49%)

  6. The personal loan plans of Promise offer annual percentage rates as low as 1.12% without a handling fee, which is flexible to the different needs of consumers. Finally, applicants should only sign contracts with a clear understanding of the contract details. If we can make a better use of a personal loan, it will be more flexible when we are in ...

  7. Institutions that provide short-term loan service are also few and far between, therefore we were hindered at the outset when we were unable to provide any income proof. Luckily, Promise self-employment loans concern the needs of individuals who are part-timers, do not have a fixed-employer, receive salaries in cash or are self-employed like me ...

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